ANZ

ANZ Car Loans

Get a lower interest rate

ANZ Car Loans offer a lower interest rate than most personal loans as we use the car as security. With a fixed interest rate, budgeting is easy because there will be no changes to your repayments during the term of your loan.

No deposit for approved customers

We can offer 100% finance to approved customers. You may also be able to bundle in your insurance, registration and on road costs.

Shop with confidence with pre-arranged finance

Pre-arranged finance puts you in control - shop with confidence up to a conditionally approved amount.

Flexible repayment options and your choice of loan term

We offer loan terms from one to five years and your choice of repayment frequency options (fortnightly or monthly), so you can set up your loan to suit your budget and pay cycle.

Fast and simple application process

Apply for your ANZ Car Loan in less than 20 minutes, and know if your application is approved by the next business day. Our car loan specialists will manage all the paperwork and email the contract documents directly to you.

Car finance options for business purposes

We offer a range of finance options for cars that are to be used more than 50% of the time for business purposes. Visit ANZ Business Car Finance or call a car loan specialist now to find out more.

Loan Requirements

• The car must be less than seven years old
• The amount being financed must be over $7,500
• All applications are subject to ANZ Car Loans' normal credit approval criteria