To apply for an ANZ Personal Loan, all you have to do is provide details about yourself, basic financial details and evidence of your income. We'll need at least three months' year-to-date payslip information, plus details of your monthly expenses. You don't need to be an ANZ customer to apply.
Documents required
One of the following
One pay slip no more than five weeks old.
It must confirm a three month year-to-date amount that is consistent with your annual income.
It must not be hand written.
Your employer's name should be visible.
Two most recent pay slips - the latest no more than five weeks old.
These must not be hand written.
Your employer's name must be visible.
ANZ account statements that show wages credited into your account for the last three months. The transactions must state 'pay, 'wages', or 'salary' and state the employer's name.
Or two of the following:
Australian Taxation Office Notice of Assessment
Tax Agent prepared tax return
PAYG Summary (Group Certificate). It must not be hand written.
Employer's letter.
It must be on employer's letterhead with an ABN.
It must confirm your full-time or part-time employment for at least three months.
It must state your annual income, or gross and net amount received each pay period.
It also needs to confirm no casual or temporary employment, and no probationary period.
Bank statements from another financial institution showing wages credited to your account for the last three months. The transactions must be marked 'pay', 'wages' or 'salary' and state the employer's name.
One pay slip no more than five weeks old, without year-to-date amount.
You must be employed for at least three months and not be on a probationary period.
It must not be hand written.
Your employer's name should be visible.
Or if you are Self-Employed you will need the following:
Your last two year's personal tax returns
Your last two year's business financial statements
