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During a recent review of the Shareholder Privilege Package we found that only a small number of our eligible shareholders are using these product offers. Due to the high cost to all our shareholders to provide the privilege package to so few users, the current Shareholder Privilege Package will be discontinued, effective 30 March 2007. However, we will continue to honour most of the ongoing product offers for eligible shareholders who are currently using them.
For eligible shareholders currently using the product offers
For shareholders who are currently using the package, benefits on facilities in place as at 30 March 2007 will continue until further notice, with the exception of bank cheques and travellers cheques. Discounts on bank cheques and travellers cheques will now only be available to eligible shareholders who hold a transaction or savings account with ANZ as at 30 March 2007. To obtain the discounts on bank cheques and travellers cheques, you will need to retain your 2006 Shareholder card and present it to branch staff.
These shareholder benefits will continue to apply while you hold more than 300 ANZ shares, until further notice from ANZ. More information about the previous offers provided under the package is included below.
For shareholders not currently using the product offers
If you are not currently using shareholder product offers, you will not be affected by this change.
To find out more about the removal you can see the answers to some frequently asked questions, or you can call 1800 269 008. For general enquiries contact ANZ Investor Relations (03) 9273 6466 or ANZ Share Registry 1800 11 33 99.
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- Special package bonus interest rate on Progress Saver accounts.
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The package bonus interest rate as at 18 November 2005 is 5:00% p.a. and is subject to change (see www.anz.com for current rate). To earn bonus interest a deposit of at least $10 must be made per month with no withdrawals. Month commences from account opening date. The benefit is only available on one account per shareholder/joint shareholder. The benefit starts from the date applied for and will not be backdated.
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- 0.25% p.a. bonus interest on standard ANZ Term Deposits
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Available on investments from $5,000 up to $100,000 with interest payable at maturity. Does not apply to 'special' rates or any investments totaling $100,000 or more for which rates are available on application. Not available in conjunction with Senior’s Bonus or other special offers.
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- Fee free bank cheques when the value of your bank cheque meets or exceeds $500. Only applies to bank cheques purchased in an ANZ branch.
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- ANZ Standard Variable Rate Home
Loan: 0.25% p.a. interest rate discount (minimum loan amount of $50,000),
$100 off Loan Approval Fee.
- ANZ Variable Rate Residential
Investment Loan: 0.25% p.a. interest rate discount (minimum loan amount of
$50,000), $100 off Loan Approval Fee.
- ANZ Fixed Rate Home Loan: $100 off
Loan Approval Fee.
- ANZ Fixed Rate Residential
Investment Loan: $100 off Loan Approval Fee.
- ANZ Easy Start Home Loan: $100 off
Loan Approval Fee.
- ANZ Easy Start Residential
Investment Loan: $100 off Loan Approval Fee.
- ANZ Equity Manager: 0.10% p.a. interest rate discount (minimum loan amount of $50,000), $100 off Loan
Approval Fee.
- ANZ Home Equity Loan: 0.10% p.a.
discount (minimum loan amount of $50,000), $100 off Loan
Approval Fee.
- ANZ Protected Equity Investments (APEP Plus): 0.25% p.a. interest rate discount (minimum loan amount of
$50,000) Only available for new facilities.
- ANZ Variable Rate Personal Loan: 0.25% p.a. interest rate discount, $50 off Loan Approval
Fee.
- ANZ Fixed Rate Personal Loan: $50 off Loan Approval Fee.
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- Commission free purchase of Amex Travellers Cheques
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Discount is only available through the Australian Branch Network and the ANZ Bureau de Changes on presentation of a valid ANZ Shareholder discount card.
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- Get a low rate of 2.9% p.a. on balance transfers for the first six months.#
As a special offer for our shareholders, apply and be approved for an ANZ Gold card and you’ll benefit from a low balance transfer rate of only 2.9%p.a. for the first six months from the date your card is approved, except where you transfer and close an existing ANZ credit card.# This low rate can mean substantial savings.
Plus, an ANZ Gold card offers an outstanding range of other features and benefits, including:
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- Up to 55 days interest free credit on purchases.
- $ 87 annual account fee with up to nine additional cardholders at no extra cost.
- Comprehensive Overseas Travel and Medical Insurance at no extra cost - ANZ Gold provides you with insurance to protect you when you travel. This includes protection from overseas medical expenses, cancellations and loss or damage of luggage.
- ANZ Auto Assist membership - Roadside assistance for minor and non-mechanical faults in most metropolitan areas around Australia 24 hours a day, every day of the year plus Rental Vehicle Insurance Excess Cover.
- Extended Warranty and 90-day Purchase Security Insurance.*
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*Extended Warranty and 90-day Purchase Security Insurance are underwritten by Zurich Australian Insurance Limited. Comprehensive Overseas Travel and Medical Insurance is underwritten by CGU Insurance Limited. Terms and conditions apply to insurance features. For more information please call 13 22 73. This material does not take into account your personal needs and financial circumstances and you should consider whether this produce is appropriate for you.
#Balance transfer rate will revert to the standard variable rate applicable to your card after six months from the date of card approval. Interest accrues on balance transfers from the date your request is processed by ANZ. For balance transfer terms and conditions call 13 22 73.
Benefit applies to new ANZ Gold cardholders only. To apply for an ANZ Gold card and receive the above discount, please call 13 33 33 and quote 'PAEM'.
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All Australian resident ANZ shareholders with a minimum holding of 300 shares will be issued with a 2006 Shareholder Privilege Card ('The Card'). The Card can be used only for personal banking, insurance and investment purposes. For example, if a Company is a shareholder, the Card may only be used by the person that company selects and who has signed the back of the Card for his or her own personal banking, insurance and investment needs. It cannot be used to obtain concessions or privileges in relation to accounts or services provided to the Company. Benefits are available for the shareholder only (i.e. the person who has signed the reverse of the Card) and cannot be transferred to family members. Applications for the products and services offered can be in more than one name, so long as the shareholder is one of the parties. Concessions and benefits are not available in conjunction with any other discount or special offer. The ANZ Shareholder Privilege Package offer is reviewed annually. ANZ reserves the right to add to, change or remove privilege offers, at any time.
Individual product Terms and Conditions are available on application. Fees and charges apply. All interest rates are subject to change unless otherwise stated. All applications for credit are subject to ANZ's normal credit approval criteria.
ANZ's recommends you read the Product Disclosure Statement, which is available by calling 13 13 14 or visiting www.anz.com, before decidng to acquire the product.
ANZ Home Insurance, ANZ MatureChoice Home Insurance, ANZ Residential Investment Property Insurance (for Landlords) and ANZ Travel Insurance are issued by CGU Insurance Limited ABN 27 004 478 371 ANZ Car Insurance an IAG Company. ANZ Mortgage Protection and ANZ Loan Protection Life Cover is issued by ING Life Limited ABN 33 009 657 176. ANZ Mortgage Protection and ANZ Loan Protection Disability and Involuntary Unemployment Cover is issued by Western QBE. QBE Insurance (Australia) Ltd ABN 78 003 191 035 trading as Western QBE Insurance (Western QBE).
In arranging these insurances, ANZ is acting on behalf of the insurers and not as your agent. ANZ receives a commission from the insurers.
ING Life is a wholly owned subsidiary of ING Australia Limited, ABN 60 000 000 779 (INGA). ANZ, INGA and their related corporations, including ING Bank (Australia) Limited ABN 24 000 893 292 (ING Bank), do not accept any liability for, or guarantee benefits in respect of this insurance except that ING Life guarantees payment of any life benefits specifically provided for under this policy.
^ E*TRADE Australia's services are provided by ETRADE Australia Securities Limited (ABN 93 078 174 973). E*TRADE and E*TRADE Australia are trademarks owned by E*TRADE Securities LLC, a wholly owned subsidiary or E*TRADE Group, Inc., and licensed to ETRADE Australia Securities Limited. ETRADE Australia Securities Limited, Level 1, 10 Bridge Street, Sydney, NSW 2000, is a member of the Australian Securities Exchange.
© Copyright 2003 E*TRADE Securities LLC and E*TRADE Australia.
All Rights Reserved
+ This product is issued by American Express International Inc., ABN 15 000 618 208.
Australia and New Zealand Banking Group Limited ABN 11 005 357 522.
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