ANZ

The ANZ website contains the following categories:

The About ANZ category contains the following sections:

Fees, Rates, Taxes and Terms

Click on the links below to jump to the relevant section:


Foreign Exchange Rates
Today's ANZ Foreign Exchange Rates
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Rates and Prices
Interest Rates Esanda Investment Interest Rates
Unit Prices ANZ E*TRADE Brokerage Rates
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Fees, Terms and Product Disclosure Statements
Personal customers

Personal Banking Fees and Charges
ANZ Personal Banking Account Fees and Charges (PDF, 328kb)
ANZ Personal Banking Account Fees and Charges (DOC, 140kb)
ANZ Personal Banking Account Fees and Charges Audio Version
ANZ Personal Banking General Fees and Charges (PDF, 168kb)
ANZ Personal Banking General Fees and Charges (DOC, 176kb)
ANZ Personal Banking General Fees and Charges Audio Version
How to avoid exception fees (PDF, 36kb)
ANZ Equity Release Fees and Charges (PDF, 48kb)
ANZ China Multicurrency Account Fees and Charges (PDF, 284kb)

Travel Money and International Products
ANZ Travel Card - Product Disclosure Statement (PDF, 172kb)
International Telegraphic Transfers Terms and Conditions (PDF, 92KB)
Amercian Express Traveller's Cheques - Disclosure on Fees (PDF, 63kb)

Saving and Transaction Products - Product Disclosure Statements
ANZ Saving and Transaction Products - Terms and Conditions (PDF, 664kb)
ANZ Saving and Transaction Products - Terms and Conditions (DOC, 568kb)
ANZ Saving and Transaction Products - Terms and Conditions Audio Files
ANZ Everyday Visa Debit Product Disclosure Statement (PDF, 404kb)
ANZ Everyday Visa Debit Product Disclosure Statement (DOC, 500kb)
ANZ Everyday Visa Debit Product Disclosure Statement Audio Files
ANZ China Rules and Regulations for Accounts (PDF, 300kb)

Lending Terms and Conditions
ANZ Credit Card - Conditions of Use (PDF, 732kb)
ANZ Consumer Lending Terms and Conditions (PDF, 547kb)
ANZ Assured & Personal Overdrafts - Terms and Conditions (PDF, 498kb)
ANZ Equity Release Terms and Conditions(PDF, 392kb)

Investing Terms and Conditions and Product Disclosure Statements
ANZ Breakfree Terms and Conditions (PDF, 320kb)
ANZ Guaranteed Income Deposit Product Disclosure Statement (PDF, 714kb)

ANZ OneAnswer Investment Portfolio PDS
Product Book Product Disclosure Statement (PDF, 692kb)
Investment Book Product Disclosure Statement (PDF, 1.3mb)
Supplementary Product Disclosure Statement No. 1 (PDF, 336kb)
Supplementary Product Disclosure Statement No. 2 (PDF, 232kb)

ANZ OneAnswer Personal Portfolio PDS
Product Book Product Disclosure Statement (PDF, 1.53mb)
Investment Book Product Disclosure Statement (PDF, 1.40mb)
Supplementary Product Disclosure Statement No. 1 (PDF, 336kb)
Supplementary Product Disclosure Statement No. 2 (PDF, 216kb)

ANZ OneAnswer Pension PDS, Terms & Conditions, Fees & Charges
Product Book Product Disclosure Statement (PDF, 1.12mb)
Investment Book Product Disclosure Statement (PDF, 216kb)
Supplementary Product Disclosure Statement No. 1 (PDF, 336kb)
Supplementary Product Disclosure Statement No. 2 (PDF, 204kb)
Prime Cash Management Account Terms and Conditions (PDF, 640kb)
Prime Cash Management Account Fees and Charges(PDF, 340kb)

Insurance Product Disclosure Statements
Car Insurance Product Disclosure Statement and Policy (PDF, 1.38mb)
Car Insurance Supplementary Product Disclosure Statement (PDF, 44kb)
ANZ Home Insurance (with Full Building Replacement) Product Disclosure Statement (PDF, 1.07mb)
ANZ MatureChoice Home Insurance (with Full Building Replacement) Product Disclosure Statement (PDF, 1.13mb)
Travel Insurance Product Disclosure Statement and Policy (PDF, 1.03mb)
Landlord Insurance Product Disclosure Statement and Policy (PDF, 1mb)
ANZ CreditCover - Product Disclosure Statement (PDF, 692kb)
ANZ CreditCover Plus Product Disclosure Statement (PDF, 809kb)
ANZ Loan Protection - Product Disclosure Statement and Policy (PDF, 329kb)
ANZ Mortgage Protection - Product Disclosure Statement and Policy (PDF, 473kb)
Business customers
Business Banking - Fees and Charges
Business Banking Transaction Accounts Fees and Charges and Notice of Changes Effective 11 January 2008, 9 February 2008 and 1 May 2008 (PDF, 860kb)
Business Banking General Service Fees and Charges (PDF, 500kb)
Business Banking Finance Fees and Charges (PDF, 316kb)
ANZ Commercial Cards Fees and Charges (PDF, 45kb)

Business Banking - Product Disclosure Statement
ANZ Business Transaction Accounts Product Disclosure Statement and Notice of Changes Effective 9 February 2008, 9 April 2008 and 1 May 2008 (PDF, 800kb)

Business Banking - Terms and Conditions
Business Finance Conditions of Use (PDF, 417kb)
ANZ Commercial Cards Terms and Conditions (PDF, 448kb)
ANZ Merchant Services General Terms and Conditions (Password Required) (PDF, 549kb)
ANZ Business Select Package Terms and Conditions (PDF, 791kb)
ANZ Fast Deposit Conditions of Use (PDF, 330kb)
Rural customers
ANZ Farm Management Deposit Accounts - Product Disclosure Statement (PDF, 636KB)
ANZ Rural Premium Investment Account - Product Disclosure Statement (PDF, 392kb)
ANZ Revolving Agri Line - Terms and Conditions (PDF, 253kb)
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Guidelines

 Security Guidelines
ANZ's Electronic Banking Security Guidelines (PDF, 31kb)

 Financial Services Guide
Financial Services Guide (PDF, 287kb)
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Taxes and Duties
FID Abolition GST information
Abolition of government debit taxes GST Fees and Interest Rate Changes
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