Using ANZ Equity Explorer can help you discover how much equity you have in your home. Depending on your financial circumstances, you may be able to use the equity in your home to create or build your investment portfolio or to enhance your lifestyle.

Estimated value of your property : $

Your current loan balance :$

Calculate

Your equity position result:

You have an estimated total amount of $ 0 in equity.

Refer to 'How much can I borrow?' below to find out how much of this estimated equity you may be able to access.

This is an estimate only. It is provided for illustrative purposes only and is based on the accuracy of information provided. ANZ will not store the information provided in this calculator.

How much can I borrow?

One of the factors that determines your borrowing capacity is your level of home equity – however your income, expenses, other debts and assets are also taken into account.

Estimate your borrowing power

If you're taking out a loan to buy an investment property, the value of the existing home and the new property will be assessed.

In general, if you borrow more than 80% of the value of the property offered as security, your loan will be subject to Lender’s Mortgage Insurance (LMI). However, people who have substantial equity in an existing property, may be able to borrow 100% of the value of a new property plus costs without incurring LMI. Of course you should consult with your financial advisor to see if this strategy is suitable for you, or our ANZ Financial Planners are available to help.