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Credit Cards & Visa Debit

Credit Card Savings Calculator

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The Credit Card Savings Calculator can help you compare credit cards and calculate your potential savings on interest and fees. Here are some tips on using the calculator:

  • If you currently have an ANZ credit card, select your card from the menu. The standard annual percentage interest rate on purchases and annual fee for that card will be shown automatically.
  • If your credit card is not with ANZ, enter the name of the card into the 'Non-ANZ credit card' box. You'll also need to provide the interest rate, annual fee and the number of interest free days you have on this card.
  • Select the ANZ credit card you'd like to change to, and enter the current balance on your existing credit card.

Select 'Calculate' to find out how much you could save in interest and annual fees.

Your Current Card

Your current ANZ credit card or Non-ANZ credit card


Please complete the following

Interest rate (%p.a.)
Annual Fee $
Interest Free Period (in days)


New Card

ANZ credit card to compare
Current credit card balance
(This option calculates the interest savings)
(optional)


FAQs    reset calculate

The Credit Card Savings Calculator tool calculates the difference in interest rates and annual fees between your present card and a selected ANZ credit card, once you have entered your current balance. Both interest rate savings and annual fee savings are calculated separately. Interest is calculated on the current balance you input. It assumes a fixed balance for 12 months and monthly payments of the minimum monthly payment only.

Disclaimer

The savings amount is an illustration only and is not a prediction or estimate of the actual savings you can achieve. Interest rates are subject to change. Terms and Conditions available on application. Fees and charges apply. Availability is subject to ANZ's normal lending criteria. Transfers from one ANZ card to another are subject to terms and conditions.

Fees and charges apply. Standard annual percentage interest rate is loading product data(View current rates) on purchases and loading product data(View current rates) on cash advances for ANZ Low Rate, loading product data(View current rates) on purchases and loading product data(View current rates) on cash advances for ANZ First Visa, loading product data(View current rates) on purchases and loading product data(View current rates) on cash advances for ANZ Platinum, loading product data(View current rates) on purchases and balance transfers and loading product data(View current rates) on cash advances for ANZ Balance Visa, loading product data(View current rates) on purchases and loading product data(View current rates) on cash advances for ANZ Frequent Flyer, loading product data(View current rates) on purchases and loading product data(View current rates) on cash advances for ANZ Rewards as at loading product data(View current rates) and is subject to change.

ANZ will not store the information provided in this calculator.

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