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Credit Cards & Visa Debit

ANZ Low Rate MasterCard®

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ANZ Low Rate MasterCard is ANZ's low interest rate credit card

Rates, fees and features

  • Low interest rate of 11.74% p.a. on purchases and 19.99% p.a. on cash advances*
  • $58 annual account fee
  • Up to 55 days interest free credit on purchases
  • Design your own Card
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    Design your card by simply loading your favorite image or choose from a library of images2.

View ANZ Terms and Conditions, Fees and Charges.

With ANZ's low interest rate credit card you will also enjoy:

  • The flexibility to add up to 3 additional card holders to your account at no extra cost.
  • Manage your credit card online or over the phone with our 24/7 Internet and Phone banking services. It's never been easier to manage your ANZ Low Rate MasterCard.
  • Access to MasterCard cardholder services including
    • Global Network - immediate worldwide access to your funds wherever you go.
    • MasterCard applause™ - be entertained with exclusive tickets to theatre, dance, musicals and sporting events.
    • MasterCard Travel Exclusives - special offers and great deals, simply for being a MasterCard cardholder.
    • MasterCard SecureCode™ - protecting you against the unauthorised use of your MasterCard while shopping online at participating MasterCard SecureCode merchants.
    • MasterCard Global Service™ - putting you in touch with a representative - 24 hours a day, 365 days a year.

Optional Extras

ANZ Extras
As an ANZ cardholder, you have access to a range of exclusive products and services including eDine, ANZ Wine Club, ANZ Car Rental Cover & Secure Sentinel.

Once approved, you can expect to receive your credit card within five business days. Remember, you don't need to be an ANZ customer to apply for a ANZ Low Rate MasterCard.

Useful credit card tools

Terms and Conditions, Fees and Charges | Credit card Calculator | Compare Credit cards | Transfer Credit card balances | Existing ANZ cardholders

Terms and conditions are available on application. Fees and charges apply.

* Standard variable interest rate is 11.74% p.a. on purchases and 19.99% p.a. on cash advances as at Thursday, 2 July 2009 and is subject to change.

1. Offer available to applicants who apply and are approved for a new ANZ Low Rate MasterCard by Sunday 19 July 2009. The reduced rate for purchases starts from the date your card is approved. Promotional rate reverts to the standard variable interest rate applicable to purchases on your card twelve months after date of card approval and any balances that remain unpaid at the end of this period become subject to the standard variable interest rate applicable to purchases. Standard variable interest rate for ANZ Low Rate MasterCard on purchases is 11.74% p.a. and 19.99% p.a. on cash advances. Interest rates current at Thursday, 2 July 2009 and subject to change. Excludes cash equivalent transactions and balance transfers. Not available in conjunction with any other offer. ANZ will not be liable for any loss or damage whatsoever resulting form a delay in the process of receiving and/or approving applications.

2. Subject to Designmycard Image Guidelines and Terms and Conditions.