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Personal Lending

Simplifying Your Finances

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Want to get your banking back on track? Take a look at these handy hints that could help you make a start.

Simplify your banking

Everyday banking should be simple - so if yours is getting complicated, it could be time to change. You'll save time and hassles, and could save money too!

For example:

  • if you have a lot of small debts, you may be able to consolidate them and pay them off with an ANZ Personal Loan. This could possibly reduce the total interest you're paying, manage your budget more easily and you'll only have one loan, with one regular payment.

Organise your day-to-day finances

With just a few simple systems, it's easy to work out how much money you have, where you have it and where you're spending it - then use this information to get your finances under control.

For example:

  • by writing down how much you spend each month (and on what), you can see where your money is going.
  • you can compare this with how much money comes in every month - are you happy with the difference?

If you'd like to make changes, you can use this information to re-arrange your financial habits.

For other helpful information visit www.bemoneyconfident.com

Hot tips for personal loans

Tip 1: One easy regular payment
Consolidate multiple debts into one easy to manage personal loan. You'll have the convenience of just one loan, with one regular payment to make which may even reduce the total interest you're paying. Plus you can enjoy knowing exactly when you'll pay it off.

Tip 2: Do the sums
When you're choosing a personal loan provider, do your sums carefully. Set-up fees, exception fees and interest rates combined can send the cost of your loan through the roof.