ANZ

The ANZ website contains the following categories:

Insurance

 Insurance Disclaimer and Important
 Notes

Disclaimer

The ANZ Insurance site has been prepared to provide you with information and comparisons only. Any advice is general and does not take into account your objectives, financial situation and needs and you should consider whether it is appropriate for you. ANZ recommends you read the relevant Product Disclosure Statement and Financial Services Guide, available by calling 13 13 14 or visiting your local ANZ branch before deciding to acquire or hold a product.

ING Life Limited ABN 33 009 657 176 (ING Life) and ANZ General Insurance Pty Limited ABN 56 072 892 365 (ANZ General) are wholly owned subsidiaries of ING Australia Limited, ABN 60 000 000 779 (INGA), which is jointly owned by ING Group and Australia and New Zealand Banking Group Limited ABN 11 005 357 522 (ANZ). ING Life and ANZ General do not accept any liability for, or guarantee the payment of benefits in respect of the insurance except that ING Life guarantees payment of any life benefits specifically provided for under the following products: ANZ Mortgage Protection, ANZ Loan Protection, ANZ CreditCover, and ANZ General for the disability benefits payable under ANZ CreditCover.


Important Notes

ANZ Car Insurance

ANZ Car Insurance is issued by CGU Insurance Limited ABN 27 004 478 371 (CGU Insurance). An IAG Company. In arranging this insurance, ANZ is acting under an authority given to it by CGU Insurance, and in doing so is acting on behalf of CGU Insurance and not as your agent. ANZ, INGA and their related corporations, including ING Bank, do not accept any liability for, or guarantee benefits in respect of this insurance. ANZ receives a commission from CGU Insurance.

ANZ Deposit Bond

ANZ Deposit Bond is guaranteed by QBE Insurance (Australia) Limited ABN 78 003 191 035 (QBE) and managed by Deposit Underwriters Pty Limited ABN 18 090 935 765 (Deposit Underwriters). In arranging this bond, ANZ is acting under an authority given to it by QBE and in doing so is acting on behalf of QBE and not as your agent. Deposit Underwriters, ANZ, INGA and their related corporations, including ING Bank do not accept any liability for, nor guarantee the payment of any claim or benefit in respect of ANZ Deposit Bond. ANZ receives a commission from QBE.

ANZ Loan Protection

ANZ Loan Protection is issued by ING Life and QBE Insurance (Australia) Ltd ABN 78 003 191 035 (QBE). ING Life insures the Life benefit. QBE insures the Sickness and Accident and Involuntary Unemployment benefit. ANZ receives a commission from ING Life and QBE.

ANZ Health Insurance

ANZ Health Insurance is issued by BUPA Australia Health Pty Limited. ABN 50 003 098 655 (BUPA Australia), a Registered Health Benefits Organisation. In arranging this insurance, ANZ is acting under an authority given to it by BUPA Australia and in doing so is acting as an agent of BUPA Australia Health and not as your agent. ANZ, INGA nor any of its related corporations do not accept any liability for, or guarantee benefits in respect of this insurance.

ANZ Farm Insurance (Country Classic Insurance)

ANZ Country Classic Insurance is issued by CGU Insurance Limited ABN 27 004 478 371 (CGU Insurance). An IAG Company. In arranging this insurance ANZ is acting under authority given to it by CGU Insurance, and in doing so is acting on behalf of CGU Insurance and not as your agent. ANZ, INGA and their related corporations, including ING Bank, do not accept any liability in respect of this insurance or guarantee the payment of any claim or benefit. ANZ receives a commission from CGU Insurance for arranging this insurance.

ANZ Business Insurance

ANZ Business Insurance is issued by CGU Insurance Limited ABN 27 004 478 371 (CGU Insurance). An IAG Company. In arranging this insurance, ANZ is acting under an authority given to it by CGU Insurance, and in doing so is acting on behalf of CGU Insurance and not as your agent. ANZ, INGA and their related corporations, including ING Bank, do not accept any liability for, or guarantee benefits in respect of this insurance. ANZ receives a commission from CGU Insurance.

ANZ Travel Insurance

ANZ Travel Insurance is issued by CGU Insurance Limited ABN 27 004 478 371 (CGU Insurance). An IAG Company. In arranging these insurances, ANZ is acting under an authority given to it by CGU Insurance, and in doing so is acting on behalf of CGU Insurance and not as your agent. ANZ, INGA and their related corporations, including ING Bank, do not accept any liability for, or guarantee benefits in respect of this insurance. ANZ receives a commission from CGU Insurance.

ANZ Home Insurance

ANZ Home Insurance is issued by CGU Insurance Limited ABN 27 004 478 371 (CGU Insurance). An IAG Company. In arranging this insurance, ANZ is acting under an authority given to it by CGU Insurance, and in doing so is acting on behalf of CGU Insurance and not as your agent. ANZ, INGA and their related corporations, including ING Bank, do not accept any liability for, or guarantee benefits in respect of this insurance. ANZ receives a commission from CGU Insurance.

ANZ MatureChoice Home Insurance

ANZ MatureChoice Home Insurance is issued by CGU Insurance Limited ABN 27 004 478 371 (CGU Insurance). An IAG Company. In arranging this insurance, ANZ is acting under an authority given to it by CGU Insurance, and in doing so is acting on behalf of CGU Insurance and not as your agent. ANZ, INGA and their related corporations, including ING Bank, do not accept any liability for, or guarantee benefits in respect of this insurance. ANZ receives a commission from CGU Insurance.

ANZ Landlord Insurance

ANZ Landlord Insurance is issued by CGU Insurance Limited ABN 27 004 478 371 (CGU Insurance). An IAG Company. In arranging this insurance, ANZ is acting under an authority given to it by CGU Insurance, and in doing so is acting on behalf of CGU Insurance and not as your agent. ANZ, INGA and their related corporations, including ING Bank, do not accept any liability for, or guarantee benefits in respect of this insurance. ANZ receives a commission from CGU Insurance.

ANZ CreditCover

ANZ CreditCover is issued by ING Life Limited ABN 33 009 651 176 (ING Life) and ING General Insurance Pty Limited ABN 56 072 892 365 (ING General). ING Life insures the Death and Total & Permanent Disability benefit; ING General insures the Disability, Involuntary Unemployment and Stolen Card benefit. ANZ receives a commission from ING Life and ING General.

ANZ Mortgage Protection

ANZ Mortgage Protection is issued by ING Life Limited ABN 33 009 657 176 (ING Life) and QBE Insurance (Australia) Limited ABN 78 003 191 035 (QBE). ING Life insures the Life benefit; QBE insures the Disability and Involuntary Unemployment benefits. ANZ receives a commission from ING Life and QBE.