ANZ

The ANZ website contains the following categories:

Insurance

 ANZ CreditCover

ANZ CreditCover gives you affordable peace of mind knowing that your minimum monthly payments will be met if you suffer an illness or injury or become involuntarily unemployed. In the event of your total and permanent disablement or death, your credit card balance will be paid in full.

What events am I covered for?

  • involuntary unemployment
  • disability
  • total and permanent disablement
  • death
  • accidental death
  • stolen card.

What are the benefits?

Type of event
 Nature of benefit
Involuntary unemployment Double your minimum monthly repayment (4%) of the outstanding balance is paid, up to $10,000, if you are involuntarily unemployed.
Disability (through injury or illness) Double your minimum monthly repayment (4%) of the outstanding balance is paid, up to $10,000, in the event of your disability through illness or injury.
Total and permanent disability The outstanding balance up to $20,000 is paid, in the event of your total and permanent disability.
Death The outstanding balance up to $20,000 is paid, in the event of your death.
Accidental death The outstanding balance up to $20,000 is paid, plus an additional and equal amount to your estate, in the event of your accidental death.
Stolen card (additional benefit) A lump sum cash benefit of $200 is paid if your card is reported as stolen and you report the incident to the police.

Please note, conditions apply. For full details on benefits and exclusions, please read the ANZ CreditCover Product Disclosure Statement. (PDF, 1.2 MB)

How much does it cost?

  • The monthly premium is just 60c per $100 of the closing balance on your credit card statement each month (up to a maximum of $20,000).
  • Your premium will be automatically charged to your nominated ANZ credit card account and will appear on your monthly statement. The premium will still be payable if you pay your credit card account in full at each statement due date, unless your outstanding credit card balance is less than $10 or in credit.

How do I apply for ANZ CreditCover?

I already have an ANZ credit card I don't have an ANZ credit card

Read the Financial Services Guide
(PDF, 287kb) then download the
Product Disclosure Statement for ANZ CreditCover (PDF, 1.2 MB).

Complete the application and mail to:
   ANZ Card operations
   Reply Paid 65798
   Collins Street West VIC 8007.

Alternatively, phone 13 22 73.

Apply for an ANZ credit card online and receive a response in 60 seconds!

Select 'Yes' when asked if you wish to apply for ANZ CreditCover.

Alternatively, phone 13 33 33 and select the 'credit cards' option.

Important information

  • ANZ CreditCover is underwritten by ING Life Limited (ING Life) and ING General Insurance Pty Limited (ING General). ANZ recommends you read the ANZ CreditCover Product Disclosure Statement (PDF, 1.2 MB) before deciding whether to acquire or hold this product.
  • If you have further questions about ANZ CreditCover, please visit the FAQs or phone 13 33 33.

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