ANZ Gold is a gold credit card with insurance protection

With Visa acceptance at over 24 million locations worldwide you can making secure, convenient purchases anytime, anyplace.

Rates, fees and features

• $87 annual account fee
• Low rate balance transfer of 7.99% p.a. for the first 6 months³.
• Up to 55 days interest free credit on purchases
• Access to ANZ Gold Liberty 24hr global travel service
• Commission free traveller's cheques when purchased through any ANZ branch in Australia.
• View full travel benefits
• Credit limit up to $25,000

View ANZ Terms and Conditions, Fees and Charges

With an ANZ Gold credit card you will also enjoy:

• Worldwide emergency credit card replacement.
• ANZ Falcon^TM provides advanced around the clock monitoring for suspicious transactions. So you can feel secure about purchases with your ANZ Gold credit card online, overseas or over the phone.
• The flexibility to add up to 9 additional card holders to your account at no extra cost.
• Extended Warranty covers most purchases made with your ANZ Gold credit card for up to 12 months from the expiry of the original manufacturer's Australian warranty⁴.
• Online Guarantee so you won't be liable for unauthorized or fraudulent internet purchases provided you did not contribute to the loss and have notified ANZ within a reasonable period of time of any suspected fraud or misuse of your ANZ Gold credit card.
• Manage your credit card online or over the phone with our 24/7 Internet and Phone banking services. It's never been easier to manage your ANZ Gold credit card.
• Visa Entertainment providing you with access to special events, exclusive merchandise packages and home entertainment products. www.visaentertainment.com.au

Optional Extras

ANZ Extras
As an ANZ cardholder, you have access to a range of exclusive products and services including eDine, ANZ Wine Club & Secure Sentinel.


Once approved, you can expect to receive your credit card within five business days. Remember, you don't need to be an ANZ customer to apply for an ANZ Gold credit card.

Useful credit card tools

Terms and Conditions, Fees and Charges | Credit card Calculator | Compare Credit cards | Transfer Credit card balances | Managing my Card

Terms and conditions are available on application. Fees and charges apply.
Standard variable interest rate is 19.99% p.a. as at Monday, 25 August 2008 and is subject to change.

¹Overseas Travel and Medical Insurance is underwritten by AIG Australia (ABN 67 007 483 267). Terms and conditions apply. For more information, please call 13 22 73. To be eligible for ANZ Gold Overseas Travel and Medical Insurance, you must be a permanent resident of Australia, pay at least $250 worth of your overseas travel arrangements using your ANZ Gold prior to departing Australia, and have a return ticket to Australia within four months of departure and be under 80 years of age.

²Extended Warranty and 90-day Purchase Security Insurance are underwritten by Zurich Australian Insurance Limited. Terms and conditions apply. For more information please call 13 22 73.

³Not available when you transfer and close an existing ANZ card account. The balance transfer must be completed at the time of applying for your new ANZ Gold or at the time of activation of your new ANZ Gold. The balance transfer interest rate reverts to the standard variable rate on your card after the first six months from the date of card approval and any balances that remain unpaid at the end of this period will become subject to the standard variable interest rate applicable to purchases. Interest accrues on balance transfers from the date the transfer is processed by ANZ.


™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074 664 715. ANZ's colour blue is a trademark of ANZ.