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Credit card comparison table


ANZ credit cards are protected by ANZ Falcon™ Security, providing advanced around the clock monitoring for suspicious transactions. So you can feel secure about purchases with your credit card online, overseas or over the phone.


Credit card comparison table
Products Annual Account Fee Interest rate %p.a.1 Balance Transfer2 Rewards Insurance
ANZ First Visa $30 19.99% p.a. 2.9%p.a. for the first 12 months Insurance features6
ANZ Low Rate MasterCard® $58 12.99% p.a.
(purchases)
20.99% p.a.
(cash advance)
2.9%p.a. for the first 12 months
ANZ Balance Visa $79 13.99% p.a.
(purchases)
20.99% p.a.
(cash advance)
2.9%p.a. for the first 12 months Rewards8
ANZ Gold $87 19.99% p.a. 7.99%p.a. for the first 6 months Insurance features5,6

ANZ Rewards Visa

$48 20.74% p.a. - Rewards4

ANZ Rewards Visa Gold

$79 20.74% p.a. 2.9%p.a. for the first 12 months Rewards4

ANZ Frequent Flyer Visa

$95 20.74% p.a. 2.9%p.a. for the first 12 months Rewards3

ANZ Frequent Flyer Visa Gold

$150 20.74% p.a. - Rewards3

ANZ Frequent Flyer Visa Platinum

$195 20.74% p.a. - Rewards3 Insurance features7
 

Terms and Conditions available on application. Fees and charges apply

1 Rates as at Monday, 25 August 2008 and subject to change

2 Not applicable when you transfer or close an existing ANZ credit card. The balance transfer must be completed at the time of applying for or at the time of activating your new credit card. The balance transfer interest rate reverts to the standard variable interest rate applicable to purchases on your card after the period referred to expires from the date the card is approved, and any balances that remain unpaid at the end of this period will become subject to the standard variable rate. Interest accrues on balance transfers from the date the transfer is processed by ANZ. Terms and conditions apply to balance transfers (please call 13 22 73 for a copy).

3 Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Visa Reward Terms and Conditions (call ANZ on 13 22 73 for a copy). Limits apply to the number of points you can earn in a monthly statement cycle. An Account Holder must be a member of the Qantas Frequent Flyer program to earn points. A joining fee applies. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program.

4 Reward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards Visa - Rewards Program Terms and Conditions (call ANZ on 13 22 73 for a copy).

5 Overseas Travel and Medical Insurance is underwritten by AIG Australia (ABN 67 007 483 267). Terms and conditions apply. For more information, please call 13 22 73. To be eligible for ANZ Gold Overseas Travel and Medical Insurance, you must be a permanent resident of Australia, pay at least $250 worth of your overseas travel arrangements using your ANZ Gold prior to departing Australia, and have a return ticket to Australia within four months of departure and be under 80 years of age. For more information refer to the ANZ Credit Card Insurance Features booklet (PDF, 200kb).

6 90 Day Purchase Security Insurance and Extended Warranty insurance are underwritten by Zurich Australian Insurance Limited.

7 Overseas Travel and Medical Insurance is underwritten by AIG Australia (ABN 67 007 483 267). Terms and conditions apply. For more information, please call 13 22 73.To be eligible for ANZ Frequent Flyer Visa Platinum Overseas Travel and Medical Insurance, you must be a permanent resident of Australia, pay at least $250 worth of your overseas travel arrangements using your ANZ Frequent Flyer Visa Platinum prior to departing Australia, and have a return ticket to Australia within six months of departure and be under 80 years of age. For more information refer to the ANZ Frequent Flyer Visa Platinum Insurance Policy Information booklet (PDF, 500 KB).

8 Reward Points are not earned on Cashback transactions to your account. Reward Points accrue in accordance with the ANZ Balance Visa Rewards Program Terms and Conditions (call ANZ on 13 22 73 for a copy).

TM ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074664715