Custom Categorisation Rules
- What can I do on the Custom Categorisation Rules page?
- How will my rules affect the automatic categorisation feature?
- How do I create a categorisation rule?
- How do I prioritise my categorisation rules?
- How do I apply my categorisation rules to transactions?
- What does each Category mean?
You can use the Custom Categorisation Rules page to create your own categorisation rules for your transactions. The custom categorisation rules can be used in identifying and correctly categorising transactions such as your salary or rental payments that the global categorisation rules may not be able to identify. For example, you can create a rule to automatically categorise your monthly rent and another rule to automatically identify and categorise your salary.
After you create a categorisation rule, any future transactions that meet your rule's criteria will be categorised accordingly. The categories of your past transactions will not be affected by your new rules unless you apply your categorisation rules by clicking the Run All Rules link from the Custom Categorisation Rules page.
You can create a categorisation rule using the following process:
- Enter the part of the transaction description that you would like your rule to categorise. For example, enter "Payroll" if your Salary transaction description includes the word "Payroll" (e.g., "Payroll as of 04-Aug-08").
Enter a transaction amount.
You can optionally enter a numeric or a percentage offset to this amount.
If the amount in your rule, offset by this number or percentage, matches the transaction amount, then your rule will categorise the transaction.
For example, if you specify the transaction amount as $3000 and select "+/- $1.00" from the drop-down menu, all transactions between $2999 to $3001 are categorised under this category.
- Select the category under which you want this rule to categorise your transaction.
Click Save Categorisation Rule to save the categorisation rule.
This rule will now appear in the list of rules under "Your Categorisation Rules."
Custom categorisation rules can be run based on the priority assigned to each of them. You can increase or decrease the priority of a categorisation rule by clicking the up or down "Set Priority" arrows next to each rule. Please note that your rules will be executed in the descending order of their priorities. The first matching rule will determine the category of the transaction.
For example: You withdraw $100 from the same ATM each week to purchase groceries. You can then set up a custom catergorisation so any withdraws from this ATM with the value of $100 is automatically categorised under groceries and not ATM's.
You can apply the categorisation rules to your transactions by clicking Run All Rules from the Custom Categorisation Rules page. ANZ MoneyManager service will categorise or recategorise all historical transactions when you apply the categorisation rules.
Please refer to the table that follows for an explanation of each category. You can use this as a guideline as you select categories for your rules.
|ATM/Cash Withdrawals||Cash withdrawals from an ATM or Bank|
|Automotive Expenses||Expenses incurred buying, maintaining, servicing, or repairing a motor vehicle. Parking fees are also included under this category||GoodYear, Midas|
|Cable/Satellite Services||Expenses incurred on cable, dish network, satellite TV||Foxtel, Optus|
|Charitable Giving||Donations to charitable and social service organisations or individuals||Red Cross, Salvation Army|
|Cheques||Transactions involving payment by cheque|
|Clothing/Shoes||Expenses incurred buying apparel, clothing accessories (e.g., belts, scarves, handbags), shoes||Athletes Foot, Just Jeans|
|Credit Card Payments||Payment of credit card bills|
|Child/Dependent Expenses||Expenses incurred on dependents (children, parents, siblings)||Toys R Us, nursing home expenses, childcare, child support|
|Deposits||Any deposit made to an account that doesn't fit another category||ATM deposit, cheque deposit, cash deposit|
|Educational Expenses||Expenses incurred on educational items - formal or informal. College tuition, school supplies, and seminars are included under this category||Course fees, excursions, textbooks, school supplies|
|Electronics||Expenses incurred on electronic components, accessories, software||Harvey Norman, Apple Store|
|Entertainment||Spending on concert tickets, amusement park fees, sporting events||Movies, amusement parks|
|Gasoline/Fuel||Expenses incurred on petroleum and petroleum products used as fuel for motor vehicles||Shell, BP|
|General Merchandise||Miscellaneous general merchandise expenses||Target, K-Mart|
|Gifts||Expenses incurred on cards, gifts, novelty, souvenir shops, expensive jewellery|
|Groceries||Purchases at supermarkets, bakeries, liquor and convenience stores, and specialty markets||Coles, Safeway, IGA|
|Healthcare/Medical||Expenses incurred on doctor-visits, hospitals, eye care, prescription drugs||Chemist, Dentist, Chiropractor|
|Hobbies||Spending for fishing gear, music, books, newspapers, photography, crafts||Borders, JB Hi Fi, Games World|
|Home Improvement||Expenses incurred on home decor and infrastructure repairs.||Bunnings Warehouse|
|Home Maintenance||Expenses incurred on day-to-day items needed to keep your place of residence livable - household appliances, furniture, furnishings, nursery, garden supplies, home repair, cleaning agents, exterminators||IKEA|
|Insurance||Expenditures for home, automotive, and health insurance|
|Investment Income||Income from investments||Dividends, Interest Income|
|Loans||Automobile loans, personal loans||Toyota, Ford|
|Office Supplies||Expenditures for stationery items, office supplies, printing, paper||Officeworks|
|Online Services||Expenses incurred on Internet services, Web hosting, broadband||Optus, Big Pond|
|Other Bills||Miscellaneous billing expenses|
|Other Expenses||Any expense not covered under other expense categories eg shipping, legal, real estate expenses||Australia Post, FEDEX|
|Other Income||Miscellaneous income|
|Personal Care||Expenses incurred on fitness services, perfumes, beauty parlour, body massage, vitamins and supplements.||Vitamin ME, GNC, Fitness First|
|Pets/Pet Care||Expenditures for buying and maintaining pets||Pets Paradise|
|Rent||Expenses incurred in paying rent|
|Restaurants/Dining||Spending at restaurants, fast food, catering|
|Retirement Contributions||Contributions/deductions made for retirement benefits||Superannuation deductions|
|Retirement Income||Income received from pensions or IRA accounts||Pension|
|Savings||Transfers made to accounts for the purpose of savings|
|Securities Trades||Transactions involving buying/selling of securities, redemption of mutual funds||eTrade, ComSec|
|Service Charges/Fees||Expenses incurred on ATM fees, cash advance fees, overdraft charges, association fees|
|Taxes||Taxes paid||Payroll Taxes, Sale Taxes|
|Telephone Services||Spending for land phones, wireless, calling cards, phone cards||Telstra, Optus, Vodafone|
|Transfers||Transfers between accounts including balance transfer, account opening, inter-account funds transfers|
|Travel||Expenditures for travel such as lodging, car rental, airport expenses, taxi, train rides.||Budget Rent a Car, CityLink, train tickets|
|Utilities||Expenses incurred on electricity, gas, and water utilities||TRU Energy, South East Water|