ANZ

ANZ Equity Manager in a Company name

The ANZ Equity Manager in a Company name is a line of credit, secured by a registered first mortgage over your residential property, which allows you the flexibility to turn the equity in your property into a ready source of funds up to an approved limit. Your funds are available for any personal purpose from refinancing to purchasing shares.

The borrowings must be in the name of a company or business entity for the personal use of the director of the company or beneficiaries of the trust.

Interest Rate	9.62% p.a. Other Interest Rates

Loan term	No set term - this is an ongoing credit facility with a set limit

Minimum amount	$20,000

Maximum amount	90% of the value (i.e. sworn or bank valuation) of the security property.

Lenders Martgage Insurance	Required if amount borrowed is more than 80% of the valuation of the security property

Repay loan early	Yes - you have the freedom to repay your loan in full at any time. Early repayment costs may apply (PDF, 388kb). For information on other fees and charges, refer to the 'Fees and Charges' section below.

Make additional repayments	Yes - you can make additional repayments at any time, which means you can pay off your loan faster and save on interest costs

Repayment frequency	No set schedule

Repay and borrow again	You can repay the outstanding balance, then borrow up to your credit limit again without re-applying

Access to funds	Cheque, ANZ Branch, ANZ ATM, Periodical Payments, and EFTPOS

Loan Approval Fee (LAF)	$600 A Valuation Administration Fee may apply.

Additional Withdrawal Fee	Three free ANZ withdrawals per month.* $5 Additional Withdrawal Fee

Credit Facility Fee	$150 per annum


	Variable Rate Home Loan
	Residential Investment Variable Rate
	Residential Investment Land Loan
	Fixed Rate Home Loan


	Residential Investment Fixed Rate
	Residential Investment Interest in Advance
	Equity Manager


Call us direct ANZ Personal Mortgage Manager We come to you Visit an ANZ branch Download application form Apply online			How much can I borrow? What are the costs? Which loan is right for me? Get pre-approval Search for a property The buying process

* Bank fees, balance enquiries and Government charges are not counted towards the free withdrawal limit.

Terms and conditions available on application. Fees and charges apply.

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© Copyright Australia and New Zealand Banking Group Limited (ANZ) 100 Queen Street, Melbourne 3000, ABN 11 005 357 522, 1996-2008. ANZ's colour blue is a trade mark of ANZ. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.
ANZ recommends you read the Product Disclosure Statement and the Financial Services Guide before acquiring the product.

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