Portability means that you can keep the same loan when you sell your
current property and buy a new one. This means you won’t need to go
through the application process again, or pay a loan application fee
and you get to keep the loan you are happy with. To find out if your loan
is portable call 1800 100 641.
The ANZ Repayment Holiday enables you to take a break from your loan
repayments by putting your loan repayments on hold for three months.
This allows you to free up funds to use as you wish – to take a holiday
or purchase a large item.
At the end of the repayment holiday, the repayment amount is increased
to ensure that you repay the loan in full within the agreed term. You can
also elect to repay the repayment holiday in a lump sum at the end of the
repayment holiday period. To find out if your loan is eligible for a
repayment holiday, call 1800 100 641.
The
ANZ Deposit Bond
helps you put down a deposit on your home without having to arrange your
own funds in time to sign the contracts. An ANZ Deposit Bond is perfect
for homebuyers who have their cash tied up in investments or property.
Most of ANZ Home and Residential Investment Loans allow you to make
interest only payments for up to ten years. Paying your loan interest
only for a designated period reduces the repayment amount, while the
principle balance stays the same. Paying interest only can be beneficial
if you need extra funds for furnishings or renovation, it is also popular
on Investment Loans.
|