ANZ

The ANZ website contains the following categories:

Home Loans

The right loan for investing

ANZ have a range of residential investment loans to meet the varying needs of investors. You can choose from variable and fixed rate loans, basic variable and introductory rate loans, as well as features like interest-in-advance and mortgage offset accounts. ANZ also has a Residential Investment Land Loan if you are planning to build an investment property.

To view a comparison of the main features of each loan, check out our Investment Loans at a Glance.

Or you can answer a few simple questions in our loan selectors and we’ll help find the right loan for you.

ANZ Investment Loan Selector
ANZ Equity Loan Selector

ANZ Home Loan Scenario Calculator

If you already have an investment loan - have you got the best investment vehicle for your investment portfolio? Use the ANZ Home Loan Scenario Calculator to find out how different scenarios can affect your investment loan such as:

  • changing your loan amount, loan term or interest rate
  • using an offset account
  • redrawing additional loan repayments
  • making a lump sum payment.
This calculator should only take a few minutes to complete.

Compare different mortgage rates

One of the easiest ways you can compare home and investment loan rates is to calculate the Comparison Rate of the loan.

The Comparison Rate takes into account the costs associated with setting up a loan including the nominal interest rate/s, loan approval fees and any other up front or ongoing fees. The Comparison Rate does not include government and statutory fees, since these are standard regardless of the lender or type of loan. It also doesn’t include other fees and charges that are ‘event based’ and which may or may not apply throughout the term of your loan (for example, redraw fees, or early termination costs).

Use the Comparison Rate Calculator to compare the Comparison Rate between ANZ Loans and loans from other financial institutions.

Comparison Rate Calculator Comparison Rate Calculator

You can also view individual product information:

ANZ Investment Loan Selector
ANZ Equity Loan Selector