ANZ

A flexible solution to meet fluctuating day-to-day working capital requirements. An essential tool in managing cash flow.

No minimum amount

No minimum term Facility can be structured to meet continuing, temporary, or seasonal requirements.

There are no fixed or minimum monthly repayments.

Interest charged monthly based on the daily account balance.

A term loan facility where a firm repayment date is known in advance.

Minimum of $50,000 with no maximum.

Minimum 7 days, maximum 5 Years

Interest only, or principal and interest repayment arrangements are available.

Interest can be fixed or floating and is charged after a
predetermined number of days as third party account (from
7 to 180 days) to a third party account.

A longer term loan facility to assist with business expansion via the purchase of new assets.

Minimum of $50,000 for fixed and variable facilities.
Minimum of $100,00 for capped rate facilities

One month to five years for variable or fixed rate facilities.
Twelve months to five years for principal reducing Fixed Rate facilities.
Three years or more for 'capped' rate facilities.

Interest only for up to 5 years, or principal and interest payments
to either repay the facility in full at maturity, or repay the facility with a balloon payment at the end of term.

Interest can be fixed or floating, and is generally charged monthly or quarterly in arrears. Fixed rate facilities have the option of paying interest quarterly, half-yearly or yearly in advance

A flexible loan facility for either short or long term funding.

Minimum of $100,000

Minimum 7 days, maximum 5 Years
Rollover periods are generally 30, 60, 90, 120, 150 or 180 days.

Interest only or principal repayments on rollover.

The interest rate is expressed as a yield, and varies in according to term and the prevailing market conditions. Interest can be variable, fixed, or structured by a number of interest rate risk management solutions ie interest rate caps and collars.

A loan facility to facilitate the need for progressive loan draw-downs over a period of time (e.g. development and project loans).

No minimum amount

No minimum term

Interest only, or principal and interest payments to either repay the facility in full at maturity, or repay the facility with a balloon
payment at the end of term.

Interest can be floating or fixed for a maximum of 180 days and is generally charged monthly in arrears.

If your company has a formal financial or performance arrangement with a third party, ANZ can assume the obligation on your behalf by issuing a guarantee.
This enables you to redirect funds (typically a cash payment held as security for performance) towards other more productive business uses.

No minimum or maximum amount

No minimum or maximum term