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ANZ Risk Management Structure

ANZ Board

Risk Committee
Oversees development and implementation of policies and frameworks for risk management across the bank

Audit Committee
Reviews financial control frameworks and compliance



Senior Management

Credit and Trading Risk Committee
Oversees credit policy, major lending decisions (including controversial transactions carrying reputation risks) asset writing strategies and traded and non-traded market risk

Group Asset and Liability Committee
Oversees regulatory capital, balance sheet structure, liquidity and funding

Operational Risk Executive Committee
Oversees operational risk and compliance strategy



Business Unit

Business Unit Risk Management
Responsibility for business, market, credit, operational, liquidity and reputation risks and compliance with regulatory obligations