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ANZ Risk Management Structure ANZ Board
Risk Committee
Oversees development and implementation of policies and frameworks for risk management across the bank Audit Committee Reviews financial control frameworks and compliance Senior Management
Credit and Trading Risk Committee
Oversees credit policy, major lending decisions (including controversial transactions carrying reputation risks) asset writing strategies and traded and non-traded market risk Group Asset and Liability Committee Oversees regulatory capital, balance sheet structure, liquidity and funding Operational Risk Executive Committee Oversees operational risk and compliance strategy Business Unit
Business Unit Risk Management
Responsibility for business, market, credit, operational, liquidity and reputation risks and compliance with regulatory obligations |