ANZ

Accessing Your Super

The Federal Government has applied rules about the age at which you can access your superannuation, no matter when you retire. Generally you cannot access your super fund until you reach the "preservation age" and have permanently retired from work.

Below is table on accessing preserved benefits.

Preserved Benefits

		Born				Age

		Before 1 July 1960				55
		1/7/1960 - 30/6/1961				56
		1/7/1961 - 30/6/1962				57
		1/7/1962 - 30/6/1963				58
		1/7/1963 - 30/6/1964				59
		After 30 June 1964				60

Source: Australian Taxation Office

As well as preserved benefits, there are:

Restricted non-preserved benefits, for example member contributions made between 1 July 1983 and 30 June 1999 can only be released when the member ceases employment with their current employer.
Unrestricted and non-preserved benefits can be withdrawn at any time.

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