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In this section Education Investing Investment Basics (you are here) Budgeting Setting Goals Asset Classes Explained Risk vs Return Income vs Growth What to invest in Active vs Passive Investments Investment Strategies Borrowing to invest Superannuation Why is Super Important? Accessing Your Super Superannuation Contributions Types of Superannuation Growing Your Super Rollovers and Redundancy Insurance What is Insurance? Types of Insurance General Insurance Personal Insurance Consumer Credit Insurance Retirement Planning for Retirement The Age Pension Retirement Income Streams Retirement Opportunities Transition to Retirement Wills and Transferring Wealth Wills and Estate Planning Guardianship Estate Planning Caring for Minors, Elderly Relatives or Those With Special Needs Contributing to the Community Grant Making in the Community Establishing a Charitable Foundation Products & Services Managed Investments ANZ OneAnswer Investment Portfolio ANZ Investment Online Share Investing Join ANZ ETRADE About ANZ ETRADE Why choose ANZ ETRADE Top 10 reasons to join ANZ ETRADE Investment tools and research Conditional Orders ANZ ETRADE Cash Account Getting Started Visitor trade Active traders ANZ Margin Lending Online Contact us Margin Lending What is a margin loan? Benefits of a margin loan How a margin loan works Margin calls Managing your margin loan Interest rates Risks of margin lending Product comparison ANZ Standard Margin Loan ANZ Diversified Margin Loan ANZ ETRADE Share Investment Loan Regular Geared Savings Plan Frequently Asked Questions Forms and tools News Service and support Superannuation ANZ OneAnswer Personal Super ANZ Superannuation Savings Account Integra - Super ANZ Super Advantage Personal Insurance General Insurance Financial Planning Why an ANZ Financial Planner How ANZ Financial Planning works ANZ Prime Access Starting out Investing Life and Income Protection Superannuation Borrowing to Invest Redundancy and changing jobs Estate Planning Planning for Retirement Mid life Investing Planning for Retirement Superannuation Life and Income Protection Borrowing to invest Estate Planning Redundancy and changing jobs Later Years Investing Planning for Retirement Superannuation Life and Income Protection Borrowing to invest Estate Planning Redundancy and changing jobs Fact Sheets Estate Planning and Administration Why do I need a Will? What is Estate Planning? Options for transferring wealth Charitable Foundations Establishing your own foundation A charitable structure to suit your needs Our credentials Philanthropy in action Portfolio Services Apply for a Grant Find a Trust or Program ANZ Trustees Programs Named Charitable Trusts Trusts and Programs Not Accepting Applications Important Information Retirement ANZ OneAnswer Pension ANZ Guaranteed Income Deposit ING Joint Venture Resources ANZ Private Bank	Education Investment Basics Starting an investment portfolio is an investment in your future. Whether you want to supplement your income to improve your lifestyle, or save for retirement, it's important to start planning now. Getting started is the hardest but most important step. Find our more about: Budgeting Setting Goals Asset Classes Explained Risk vs Return Income vs Growth

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