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Introduction

ANZ is one of four major Australian-based banks and is the largest bank and company in New Zealand. Headquartered in Melbourne, ANZ's Australian operations began in 1835 and its New Zealand operations in 1840.

As at 30 September 2007, ANZ has total assets of $392.6 billion and shareholders' equity of $22 billion. We have a market capitalisation of approximately $55.4 billion and are the fifth largest Australian company by market capitalisation listed on the Australian Stock Exchange.

We operate in 31 countries worldwide with the majority of our operations in Australia and New Zealand. This year we announced a new Asia Pacific division to reflect the growing importance of the region to ANZ.

To support its strategy, ANZ has had a consistent focus on key areas: the quality of its people and culture; its customers; and the communities in which it operates.