Convenient banking

Do you have savings from which you would like a secure regular income? Are you looking to invest your surplus cash for the long term? ANZ Amerika Samoa Bank™ offers you a secure, low-risk investment option for your savings during the investment term.

Our Certificate of Deposit lets you lock into a competitive interest rate for a fixed period, providing you with a secure income for the duration of the investment - no interest rate changes, no variations, no surprises.

Furthermore, you can select from a number of flexible payment options. Choose whether you want to:

Either way, a Certificate of Deposit account is an ideal way to invest.

Features and benefits at a glance

Key charges

American Samoa customers

Interest will be credited at maturity. You can choose whether it is credited to a nominated account, reinvested at rollover or mailed to you as a check.

American mainland customers

Interest will be credited monthly.  We will mail the interest in a check to you or deposit the interest in an account that you designate.

Open an account now

Obtain your Certificate of Deposit by visiting your local ANZ branch or call +1 684 633 1151 to speak to an ANZ sales consultant today. Save time before visiting us by confirming what documentation you need to bring with you and completing a personal account application form.


Limitations: You must deposit $500.00 to open this account. You may not make additional deposits into this account after the commencement of the term. This account will be automatically renewed at maturity unless you have provided us with written instructions not to roll over the account. We reserve the right to decrease the interest rate at rollover in line with the Certificate of Deposit term interest rate offered for a new Certificate of Deposit of the same term at rollover date (if there has been a decrease in interest rates since the initial investment).  You have a grace period of 10 calendar days after the maturity date to withdraw the funds without being charged a penalty. 

Rate Information: This product is interest bearing. Refer to the Interest Rate Schedule (available in the branch) for the interest rate and annual percentage yield on this account. The interest rate and annual percentage yield will not change for the term of the account.  Interest begins to accrue on the business day you deposit non-cash items (for example, checks).