Our Code of Conduct and Ethics is a set of eight guiding principles that set the standards for the way we do business at ANZ. It is a requirement that all ANZ employees comply with our Code of Conduct and Ethics, and this applies equally to employees who are permanent or temporary, contractors and consultants.

Non-Executive Directors' Code of Conduct guides ANZ non-executive directors in pursuing the highest ethical standards in the interests of shareholders, employees, customers and the communities in which we operate.

We encourage our banking partners (such as suppliers, related bodies corporate, joint venture partners or companies in which ANZ is a strategic investor) to adopt and maintain similar conduct and ethics principles to those outlined in our Code of Conduct and Ethics.

Our commitment to preventing, detecting and reporting bribery, fraud and corruption

We have robust policies and procedures to proactively prevent bribery, fraud and corruption.

We encourage our partners (such as suppliers and service providers) to adopt and maintain similar conduct and ethics principles.

Whistleblower policy

ANZ actively encourages openness, integrity and accountability. The ANZ Whistleblower Protection Policy provides a means by which our employees and contractors can raise concerns regarding actual or suspected contraventions of our ethical and legal standards without fear of reprisal, dismissal or discrimination.

Monitoring compliance

Compliance with our Code of Conduct and Ethics is monitored by both Internal Audit and Risk and is embedded in ANZ employment contracts, recruitment and performance management activities.

Breaches of operational, regulatory and compliance requirements are tracked using an online reporting system and case management, with corrective action monitored until the case is ‘closed’. All breaches of the Code are reported annually to our Governance Committee and publicly via our Corporate Sustainability Reviews.

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