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We live in your world - December 2013

We live in your world - December 2013

Making sustainable lending decisions

Making sustainable lending decisions

Banking’s most significant social and environmental impacts are generated by the business customers to whom we lend. We understand the importance of our role in supporting our customers to manage their impacts.

Our approach is to apply social and environmental criteria to our lending decisions, especially in the ‘sensitive’ sectors of energy, mining, forestry, hydropower and water. Our sensitive sector policies inform the way we consider the social and environmental risks of a customer’s business.

In addition, we apply the Equator Principles to all project and structured finance lending decisions. The Equator Principles are a set of voluntary standards designed to help banks identify and mange the social and environmental risks associated with direct financing of large infrastructure projects such as dams.

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