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December 2014 edition: Responsible lending

We live in your world - December 2014

December 2014 edition: Responsible lending

Responsible lending

This year we reviewed two of our Sensitive Sector Policies, the Extractive Industries and Energy policies. Our Sensitive Sector Policies ensure social and environmental considerations are incorporated into our lending decisions.

We commenced our review with these two policies due to the controversy surrounding these industries and concerns amongst some stakeholders about climate change impacts associated with the fossil fuel industry.

We engaged with customers and external stakeholders including NGOs, as well as our employees to evaluate the performance and effectiveness of the existing policies and to develop recommendations for improvement. As a result of the review, changes have been made to strengthen the policies. For example, we have included guidance for our customers on stakeholder engagement and have also made it clear that we expect our customers to commit to relevant international industry frameworks and best practice standards.

This coming year we will continue to engage with stakeholders to review the remaining four policies.

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