ANZ Vietnam

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International

Fees and charges

Standard schedule of charges in Vietnam effective from 16th October 2006, and are subject to change without prior notice.

 

Accounts
Drafts and bank cheques
Remittances
Cards
Miscellaneous
Other terms and conditions

 

Note: The charges shown in this page are inclusive of 10% VAT which is absorbed by ANZ.

 

Accounts
USD current accounts
Ledger fee
 - Minimum monthly balance above or equal to USD1,000 Free
 - Minimum monthly balance below USD1,000 USD20 per month
Account opening fee Free
Overseas account opening fee USD20
Deposits in cash:
 - In USD/VND Free
 - In other FCYs 1% (min USD2)
Cash withdrawals/ANZ Vietnam cheque encashment (including cheques cashed at the Bank's counter) 0.2% (min USD1)
Cash withdrawals in EUR 0.3% (min USD2)
Cheque books USD1.50 per book of 10 cheques
Account closure prior to one year of opening USD35
Statements
 - Regular Free
 - Additional statements collected at bank USD2 each
 - Additional statements mailed/faxed inside Vietnam USD4 each
 - Additional statements mailed outside Vietnam USD5 each
 - Additional statements faxed outside Vietnam USD7 each
 - Ad-hoc statements (on plain paper) USD2 each
Standing orders
 - Establishment USD5 each
 - Amendment USD5 each
 - Payment to another ANZ Bank account inside Vietnam Free
 - Payment to another Bank account inside Vietnam Refer local remittances
 - Payment outside of Vietnam Refer telegraphic transfers
USD savings accounts
The same charges apply as for USD Current Accounts with the exception of cheque books (as cheques are not issued on Savings Accounts)
Interest is paid on minimum monthly balances over USD2,000 at a rate that is subject to change from time to time.
Term deposits
Minimum balance USD5,000; EUR5,000 or in VND equivalent. Rates are available on request
Accounts in other currencies
Accounts in other currencies may be opened at the Bank's discretion
Drafts and bank cheques
Charges
Dishonoured cheques USD15 each
Stop payment instruction USD5 each
Guaranteed cheques USD5 each
Cheque Inward collection USD2 each
Cheque outward collection (Account Holders only)
Inside Vietnam:
 - Business customers USD2
 - Individual customers USD3
 Overseas 0.5% (min. USD10-max. USD100) plus postage USD3
 Courier USD10
Drafts
Draft payable outside Vietnam
 - Customers 0.3% (min USD5)
 - Non-customers 1% (min USD20)
 - Draft cancelled USD15 plus other bank's charges
Drafts payable inside Vietnam
 - Customers USD5
 - Non-customers 1% (min USD10)
Travellers cheques
Travellers cheques Encashment
 - Customers 2% (min USD2)
 - Non-customers 2% (min USD4)
Travellers cheques Issue 2% (min USD4)
Foreign currency exchange
The Bank's prevailing daily exchange rates are available on enquiry at the Bank counter
Exchange of Foreign Currency Notes 1% (min USD2)
Remittances
Transfers between accounts within ANZ Vietnam branches are free of charge
Inward from overseas
Receiving account
 - To an ANZ personal account USD3
 - To other ANZ account Free
Settlements paid in cash 0.5% (min. USD5-max. USD200)
Settlements paid in cash (according to State Bank of VN Decision 170)
 - In VND cash 0.05% (min. USD2-max USD200)
 - In other foreign currency 0.55% (min. USD7-max USD200)
 - Plus communication fee USD2
Outward within Vietnam
Account holders
 - Within Hanoi/HCMC USD3
 - Outside Hanoi/HCMC 0.1% (min. USD5 - max. USD50)
Non-account holders
 - Within Hanoi/HCMC USD5
 - Outside Hanoi/HCMC 0.2% (min. USD20 - max. USD200) plus telex charge USD5
Amendment fee USD5
Telegraphic transfers outward (overseas)
 - Account holders 0.3% (min. USD5 - max. USD200) plus telex charge USD15
 - Non-account holders 0.3% (min. USD20 - max. USD200) plus telex charge USD15
 - Amendment fee USD15
Cards
ANZ Visa Debit
Annual card fee USD10 p.a.
Reissuing fee (Lost PIN/card) USD10 per card
Urgent card fee USD13 per card
Transaction fees at ANZ VN ATMs
 - Withdrawal fee Free
 - Balance inquiry Free
Transaction fees at other local banks ATMs
 - Withdrawal fee USD2 per TXN
 - Balance inquiry/ Declined TXN USD0.75 per TXN
Transaction fees at overseas ATMs
 - Withdrawal fee USD5 per TXN
 - Balance inquiry/Declined TXN USD0.75 per TXN
Purchase at Visa merchants Free
Cash advance at other bank counters 2% + USD5 per TXN
ANZ Global Access cards
The same fees apply to ANZ Global Access and Visa Debit cards except the followings
Transaction fees at other local banks ATMs
 - Withdrawal fee USD5 per TXN
Purchases at merchants
 - ANZ merchants Free
 - Global Maestro merchants USD0.5 per TXN
ANZ Visa Credit Cards
Annual fee
 - ANZ Classic Card – primary card VND 250,000
 - ANZ Classic Card – supplementary card VND 150,000
 - ANZ Gold Card – primary card VND 350,000
 - ANZ Gold Card – supplementary card VND 250,000
Monthly interest 2.1%
Cash advance fee 4% (minimum VND 60,000)
Foreign currency conversion fee 2.1% of transaction amount
Credit limit change fee VND 30,000
Excess limit fee 0.075% per day on excess to limit (minimum VND 40,000)
Late payment fee 4% of minimum payment amount (minimum VND 80,000)
Statement copy fee VND 30,000
Copy of transaction receipt fee VND 80,000
Card replacement fee VND 130,000
Incorrect chargeback request fee VND 80,000
Exception request fee VND 80,000
Other credit card transactions
Visa & Mastercard Withdrawals
 - Deposit to ANZ accounts in VN Free
 - Paid in cash to an account holder 0.2% (Min USD1)
 - By ANZ Visa & Mastercard holder 2% (Min USD4)
 - Paid in cash to non account holder 3% (Min USD4)
Visa & Mastercard Enquiries (at the bank discretion) Min USD15
ATM transaction fee (for cards not issued by ANZ VN) VND 20.000 per TXN
Miscellaneous
 
Balance certificate USD5 per request
Audit report confirmations USD15 per request
Outward messages (at the bank’s discretion) USD15 per request
Investigations
 - Documents in last 12 months USD2 per document
 - Documents in over 12 months USD20 per document
Fee for facsimile (This fee is applicable for providing existing account information only e.g. Statement, copy of advice, bank documents, balance confirmation ?)
 - Local USD2 per page
 - Overseas USD5 per page
Fee for holding mail (to customers who do not collect documents for more than 3 months) USD20 p.a.
Other terms and conditions

1. Terms and conditions for other services not listed herein will be provided upon request.
2. All terms and conditions contained herein supersede any previously issued and are subject to change or cancellation without prior notice.
3. All accounts and transactions are subject to the regulations of the State Bank of Vietnam and the Laws of the Socialist Republic of Vietnam.
4. Charges in USD will be levied at the bank’s prevailing rate of exchange on the date of the transaction.
5. Any charges levied at by ANZ’s overseas agents, Banks or affiliates are additional to those above.
6. The charges noted above represent the Bank’s standard charges.
7. All fees and charges are current at time of publication and are subject to change without notice.