| Important Notice |
This document is issued and distributed by Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) ("ANZ") (Australian Financial Services License no. 234527). It is intended only for the person to whom it was directly provided by ANZ on the basis that that person receiving this document within Australia. Its distribution may be restricted by law in other jurisdictions. Persons who receive this document must inform themselves about and observe all relevant restrictions. This document may not be reproduced, distributed or published by any recipient for any purpose.
This document contains general information only. Its purpose is to highlight features of the product described above ("Product") which is offered under a product disclosure statementissued by ANZ ("disclosure document"). It has been prepared without taking into account the objectives, financial situation or needs of any person. It does not contain any recommendations, statements of opinion or advice. Full details of the Product are set out in the disclosure document. The disclosure document is available upon request from your financial adviser or ANZ Private Wealth Manager. Before making an investment decision, you should read the disclosure document in full and seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances. This document is not a "Prospectus" under Australian law and does not constitute an invitation to subscribe for or buy any securities or an offer for subscription or purchase of any securities or a solicitation to engage in or refrain from engaging in any transaction.
The information and any views or opinions in this document are the author's. They are based on information known by the author and on sources which the author believes to be reliable, but may involve material elements of subjective judgement and analysis. Unless specifically stated otherwise: they are current as at the date of issue of this document and are subject to change without notice. All price information is indicative only. Any views or opinions which comprise estimates, forecasts or other projections, are subject to significant uncertainties and contingencies that cannot reasonably be anticipated. Such views and opinions may not always be achieved or prove to be correct. Indications of past performance will not necessarily be repeated in the future. No representation is being made that any investment will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided. Additionally, this document may contain 'forward looking statements'. Actual events or results or actual performance may differ materially from those reflected or contemplated in such forward looking statements. All investments entail a risk and may result in both profits and losses. Foreign currency rates of exchange may adversely affect the value, price or income of or associated with the Product. Investing in the Product may not be suitable for all investors. ANZ and its related bodies corporate and affiliates, and the officers, employees, contractors and agents of each of them (including the author) ("Affiliates"), do not make any representation as to the accuracy, completeness, currency or suitability of the views or opinions in this document.
Except as required by law, and only to the extent so required, neither ANZ nor its Affiliates warrant or guarantee the performance of the Product or any return on any associated investment. ANZ and its Affiliates expressly disclaim any responsibility and shall not be liable for any loss, damage, claim, liability, proceedings, cost or expense ("Liability") arising directly or indirectly and whether in tort (including negligence), contract, equity or otherwise out of or in connection with this document. If this document has been distributed by electronic transmission, such as e-mail, then such transmission cannot be guaranteed to be secure or error-free as information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses. ANZ and its Affiliates do not accept any Liability as a result of electronic transmission of this document.
Disclosure of interests: This document is prepared by "ANZ Equity Markets" which is a business unit of "ANZ Global Markets" and should not be viewed as independent research. Views or opinions may differ or be contrary to those of ANZ Research or those expressed by other business areas of ANZ or of its Affiliates. "ANZ Research" is a business unit of "ANZ Global Markets" which produces economics research, together with FX, commodity and interest rate market strategy research. Importantly, the Product is issued by ANZ. ANZ and its Affiliates may have an interest in the Product as follows:
- As a salaried employee, your ANZ Private Wealth Manager (if applicable) does not earn any up-front or on-going/trail commissions, but may receive a bonus and/or other remuneration as a result of you acquiring the Product and/or on the basis of the performance of the Product. If you have been referred to ANZ by any person, the person may receive a benefit in respect of any transactions effected on your behalf, details of which are available on request.
- ANZ Private Wealth Managers are Representatives of ANZ, the holder of an Australian Financial Services License.
- ANZ, its Affiliates or their customers may have or have had interests or long or short positions in the Product, and may at any time make purchases or sales in it as principal or agent.
- ANZ and its Affiliates may rely on information barriers and other arrangements to control the flow of information contained in one or more areas within ANZ or within its Affiliates into other areas of ANZ or of its Affiliates.
For a full disclosure of interests, please refer to the disclosure document.
Please contact your financial adviser or ANZ Private Wealth Manager for further information about this document generally, or to correct your details, or to remove your name from this distribution list.
|