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APELS is a product offered by Australia and New Zealand Banking Group Limited (ABN 11 005 357 522). ANZ holds Australian Financial Services Licence No. 234527. ANZ recommends that you read the Information Memorandum and take appropriate legal, taxation and financial advice before deciding to acquire or hold the product.
The contents of this email are for your information only and you must not reproduce, distribute or publish it for any other purpose.
The information on this web page does not take into account your objectives, financial situation or needs and does not constitute investment or taxation advice or an offer or an invitation to acquire the financial products referred to on this web page. ANZ recommends that you obtain and read the relevant offer document relating to any product referred to on this web page and seek professional investment and taxation advice before making any decision in relation to a product referred to on this web page. The information on this web page may change at any time and may no longer be accurate. Please check with your ANZ contact in relation to the currency of this information.
The products referred to on this web page are only to be issued to or offered by ANZ to residents of Australia who are classified as wholesale or sophisticated investors under the corporations Act. There may also be additional restrictions. Please refer to the relevant offer document for details of any such restrictions.
Please note that ANZ may hold a principal position in the products referred to on this web page. Furthermore any investment by you in any product referred to on this web page is not an interest in, deposit with or any other liability of ANZ or any other company in the ANZ Group. Any investment by you in any product referred to on this web page is subject to investment risk, including loss of income and permanent capital loss. Other than as disclosed in the relevant offer document, neither ANZ nor any other company in the ANZ Group have any liability with respect to, and do not guarantee the performance or capital value of, any product referred to on this web page. ANZ may receive a commission, remuneration or other benefit as result of any dealing in such product.
As a salaried employee, your ANZ Private Bank Adviser does not earn any up-front or on-going (trail) commissions, but may receive a bonus and other benefits as a result of you acquiring any financial products recommended and overall performance. ANZ Private Bank Advisers are representatives of ANZ, the holder of an Australian Financial Services Licence.
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