|
All fees are expressed in Fijian dollars, unless noted otherwise.
| (product now withdrawn) |
|
| Number of free withdrawals |
Nil |
| Paper Withdrawal fee |
$3.00 per transaction |
| Minimum Balance Fee |
Nil |
| Fee for closing account |
Nil |
| Dormant account fee |
Nil |
| Account maintenance fee |
$2.00 per month |
| Minimum Opening Balance |
$10.00 |
| Number of free transactions per month |
1 electronic * |
| Fee when number of free electronic transactions are exceeded |
$5.00 per transaction ** |
| Minimum balance fee (balances below $500) |
Nil |
| Dormant account fee |
Nil |
| * Note: Electronic transactions are limited to: EFTPOS, Phone Banking or Internet banking and Local ATM transactions and international electronic transaction |
| ** Note: Interest is paid as long as you make no more than one withdrawal per month. |
| Minimum Opening Balance |
$10.00 |
| ANZ ATM Transactions |
|
| - Balance Enquiry |
Nil |
| - Withdrawal, Transfer & Payment |
$0.30 per transaction |
| Interchange Fee (Use of other banks ATM) |
|
| - Balance Enquiry |
$0.60 per transaction |
| - Withdrawal, Transfer & Payment |
$1.00 per transaction |
| Electronic Transactions |
$0.30 per transaction |
| Paper withdrawals |
$3.00 per transaction |
| Fee for closing account |
Nil |
| EFTPOS reject fee |
Nil |
| Dormant account fee |
Nil |
| Account maintenance fee |
$2.00 per month |
| Minimum Opening Balance |
$10.00 |
| Electronic Transactions |
Free |
| Paper withdrawals |
$3.00 per transaction |
| Fee for closing account |
Nil |
| EFTPOS reject fee |
Nil |
| Dormant account fee |
Nil |
| Account maintenance fee |
Free |
| Minimum Opening Balance |
$10.00 |
| Electronic transactions |
Free |
| Paper withdrawals |
$3.00 per transaction |
| Minimum balance fee |
Nil |
| Fee for closing account |
Nil |
| EFTPOS reject fee |
Nil |
| Account maintenance fee |
Free |
| Minimum Opening Balance |
$5.00 |
| Account Service fee |
$3.00 per month |
| Minimum Opening Balance |
Nil |
| Withdrawal fee |
$3.00 per transaction |
| Annual Fee |
$45.00 |
| International Electronic Transaction |
$8.00 per transaction |
| International Balance Enquiries |
$2.00 per enquiry |
| Local Electronic Transaction |
$0.30 per transaction |
| Lost passbook fee |
$20.00 per account |
| Replacement of lost/stolen Access Card |
$5.00 per card |
| Replacement PIN |
$5.00 |
| Break Fee |
$30.00 each request |
| Penalty Rate |
50% off from the ‘then’** interest rate |
| **The rate that would have been applicable for the duration of the term invested, at the time of the investment. |
| Base Maintenance fee |
$15.00 per quarter |
| Ledger Activity fee including electronic transaction (each item) |
$0.40 per transaction |
| Collection Fee on each item deposited |
$0.40 per transaction |
| Dormant Account fee |
Nil |
Charged on unarranged excess on the day the
excess occurs according to the following scales: |
|
| - Up to $50 |
Nil |
| - $50 to 100 |
$15.00 |
| - $100 to 4,999 |
$25.00 |
| - $5,000 to 19,999 |
$50.00 |
| - $20,000 and over |
$100.00 |
Cheque Book fee
(mandatory stamp duty applicable only) |
$0.04 per cheque leaf |
| Duplicate deposit Book |
$10.00 per book |
| Issued at customer's request |
$10.00 plus stamp duty |
| Repurchase of Bank Cheques (each cheque) |
$15.00 plus stamp duty |
| Replacement Bank Cheque |
$20.00 plus stamp duty |
| Inward Dishonour (cheques deposited to accounts) |
$7.50 |
| Outward Dishonour (cheques drawn on accounts) |
$30.00 |
| Cheques drawn on ANZ |
$15.00 per cheque |
| Cheques drawn on other Banks |
$20.00 per cheque |
| Stop Cheque Notice |
$10.00 per notice |
| Small Box (18cm x 8cm x 48cm) |
$200.00 p.a.
plus key deposit |
| Large Box (38cm x 18cm x 48cm) |
$300.00 p.a.
plus key deposit |
| Key Deposit (refundable) |
$75.00 |
| Number of free visits |
2 per month |
| Fee when free visits exceed |
$10.00 per visit |
| Sealed envelope (360mm x 180mm) |
$10.00 per item/per year |
| Sealed envelope or box (up to 10,000 cubic cm) |
$65.00 per item/per year |
| Sealed envelope or box (over 10,000 cubic cm) |
$100.00 per item/per year |
| Script and similar transactions |
$12.00 per item/per year |
| Transfer to another ANZ branch (each item) |
$40.00 per request |
| Lost Receipt; Issue of replacement receipt |
$10.00 per receipt |
| Statements issued when full |
Free |
| Special requests for issue of statements on a daily, weekly, monthly etc. basis |
$2.00 per statement |
| Repeat Statements (each additional copy) |
$5.00 per statement |
| Computer Printout over the counter |
$2.00 per page |
| Balance of Account (each account) |
$10.00 |
| Interest Paid or Received (each account) |
$10.00 |
| All Other - Comprehensive Certificate for audit purposes, bill holdings, goods shipped, deeds & documents held, etc. |
$40.00 each certificate |
| Photocopy/Replacement Certificates |
$15.00 |
| ANZ Customers |
Free |
| Non ANZ Customers - each standard bag or roll |
$1.00 per $100.00 |
| Charged when account becomes unclaimed |
$30 per account |
| Establishment fee |
$250.00 |
| Wage/Salary & Creditor Payments (each credit) |
$0.20 per item (min. $2.00) |
| Diskpay reject fee |
$1.00 per item |
| Direct Debit Schedules - ANZ Customers (each debit) |
$0.40 (min. $3.00) |
| Payments to other bank accounts (each bank) |
$10.00 per bank plus stamp duty |
| Fax messages (Statements/vouchers, etc) |
$2.00 plus costs |
| Gang payment fee |
$25.00 plus $2 per additional change slips |
| Wage/salary & creditor payment |
$1.00 per item |
| Manual transfers to other banks |
$10.00 per item plus stamp duty on bank cheque |
| Over the counter salary credit payments (if more than 3 items) |
$1.00 per item |
| Credit union cheques encashment |
$10.00 per item |
| FNPF disbursement fee |
$10.00 per item |
| To transfer to another ANZ account |
$2.00 |
| To transfer to another Bank/Institutions (each) |
$10.00 plus stamp duty on bank cheque |
| Non-Payment to: |
|
| Beneficiary own account (each) |
$10.00 |
| Beneficiary 3rd party account (each) |
$15.00 |
| Sweep Fees |
$2.00 |
| Manual transfers within ANZ |
$5.00 per transfer |
| Manual transfers to other banks |
$15.00 plus stamp duty on bank cheque |
| Production of paid cheque and/or deposit slips |
$5.00 per item |
| Surrender of paid cheques |
$2.00 per item |
| Cash handling fee |
|
| - $5000.00 or less |
NIL |
| - Greater than $5000.00 |
1% fee of the cash amount being deposited or withdrawn |
| |
Visa Classic |
Visa Business |
Gold MasterCard |
| Joining |
$50.00 |
$60.00 |
$95.00 (primary)
$25.00 (secondary) |
| Annual Membership |
$50.00 |
$60.00 |
$95.00 |
| Replacement Card/PIN |
$15.00 |
$15.00 |
$15.00 |
| Transaction Verification |
$10.00 |
$10.00 |
$10.00 |
| Duplicate Statement |
$10.00 |
$10.00 |
$10.00 |
| Dishonoured Cheque |
$7.50 |
$7.50 |
$7.50 |
| Late Payment |
$20.00 |
$20.00 |
$20.00 |
| Cash Advance |
$5.00 |
$5.00 |
Nil |
| Financial Charge |
Refer to advertised rate |
Refer to advertised rate |
Refer to advertised rate |
| Interest Free Days |
up to 45 days |
up to 45 days |
up to 55 days |
| Over the limit fee |
$25 per month |
$25 per month |
$25 per month |
Note:
- For cash advance, financial charges per month will apply from the date of transaction to the date of payment. This will be repeated in subsequent statements until the entire amount is fully settled.
- No financial charge will be levied on sales transactions if 100% repayment is made on or before the payment due date.
- If only part payment is made, any amount unpaid out of the current balance and any purchases are subject to a financial charge per month calculated from the date of posting of the transaction. This is repeated in each statement wherein the financial charges are calculated from the previous statement date until the next statement date, until the entire amount is fully settled.
Charged on unarranged excess on the day the
excess occurs according to the following scales: |
| Up to $50 |
Free |
| $50 to $100 |
$15.00 |
| $100 to $4,999 |
$25.00 |
| $5,000 to $19,999 |
$50.00 |
| $20,000 and over |
$100.00 |
| Up to $499 |
$75.00 |
| $500 to $4,999 |
$125.00 |
| $5,000 to $19,999 |
$250.00 |
| $20,000 to $49,999 |
$500.00 |
| $50,000 and over |
1% of limit amount |
| Credit limits for terms up to one month |
50% normal fee |
| (based on the higher of overdraft limit or approved overdraft balance) |
| Credit Limits |
Per Month |
| up to $4,999 |
$10.00 |
| $5,000 to $14,999 |
$20.00 |
| $15,000 and $19,999 |
$25.00 |
| $20,000 to $999,999 |
0.12% or $300.00 whichever is less |
| $1m and over |
0.03% |
| This fees applies to the following products - Home Loan, Bank Guarantees, Fully drawn advances, Standby Letter of Credit and Lease Finance |
| Credit Limits |
| Up to $499 |
$75.00 |
| $500 to $4,999 |
$125.00 |
| $5,000 to $19,999 |
$250.00 |
| $20,000 to $49,999 |
$500.00 |
| $50,000 and over |
1% of limit amount |
| Credit limits for terms up to one month |
50% normal fee |
| FNPF Housing Transfer fee |
$100.00 per application (plus FNPF costs) |
| First Inspection |
20% of Limit/Loan
Approval Fee (min $50) |
| Subsequent visits |
$50.00 per visit (min $25) |
|
| Variable rate loan |
This fee is payable if the customer elects to renegotiate the loan within 3 years from draw down date, the charge is calculated as 90 days interest at the prevailing rate at the time of repayment on the original amount borrowed. |
| Fixed rate loan |
This fee is payable if the customer elects to break the fixed rate contract prior to the maturity date. An interest charge equivalent of 3 months interest for each year remaining of the fixed interest rate term (pro-rata) calculated on the loan balance outstanding at the time of the request, utilising the contract fixed rate of interest. |
| These fees apply to Personal Loans, Car Loans & Business Loans |
| Loan Arrears Fee |
|
| Arrears more than seven days |
$25.00 per default |
| Loan Administration Charge |
|
| Loan Balance |
Monthly Charge |
| up to $4,999 |
$7.00 |
| $5,000 to $19,999 |
$13.00 |
| $20,000 and $59,999 |
$25.00 |
| $60,000 to $99,999 |
$40.00 |
| $100,000 and $499,999 |
$65.00 |
| $500,000 to $999,999 |
$100.00 |
| $1m and over |
0.025% |
| Early Termination Fee |
| Lease & Insurance Premium Finance |
Equal to half of remaining unearned interest portion |
| Guarantees or Bonds issued by the Bank on behalf of the customer for Customs, Electricity, Payment of Cheques, Performance Contracts, Immigration Bonds, etc. |
| Establishment Charge |
1.75% (min. $50) |
| Half Yearly Charge |
1.75% (min. $50.00) |
| Loan Approval fees: |
|
| $250 - $500 |
$75.00 |
| $501 - $1000 |
$150.00 |
| $1001 - $1500 |
$225.00 |
| $1501 - $2000 |
$300.00 |
Loan Arrears Fee
each payment default and if the default is over 14 days |
$10.00 |
| Fee is charged where Credit Facility is not drawn within 3 months of Acceptance of Loan Offer |
1% per annum on the amount of unused limit/undrawn balance charged on the anniversary date of loan acceptance, (i.e after 3 months have lapsed) and thereafter on monthly basis until the loan is fully advanced
(PLEASE REFER TO BROCHURE) |
| Paid on behalf of customer |
$30.00 plus costs |
| Issued for Visa purposes (each letter) |
$50.00 |
| Issued at customer's request |
$50.00 per request plus out-of-pocket expenses |
| Renewal of Bill of Sale / Crop Lien |
$100.00 per document (plus statutory costs) |
| Lapsing of Bill of Sale / Crop Lien |
$50.00 per document (plus statutory costs) |
| Companies, Titles, Deeds searches, etc. |
$30.00 per search |
| Production of Documents for Stamping, Registration, Settlements, discharge, etc. |
| One Document |
$100.00 |
| Each Additional Document |
$30.00 |
| Photocopy Charges |
$1.00 per page |
| Execution of Documents by Bank's Attorney |
$30.00 per document |
| Plus Government regulatory fees and insurance company fees as levied by them |
| One Document |
$100.00 |
| Each Additional Document |
$30.00 |
| Loan Approval Fees - $100 - $2000 |
$45.00 |
| Loan Administration Charge |
$5.00 per loan per month |
| Loan Arrears Fee (charged once a month if a repayment is not made in that month) | $10.00 |
| Minimum Opening Balance |
$500 AUD, USD, NZD, GBP, EUR and JPY 20,000 |
| Number of free withdrawals |
1 per month |
| Fee when number of free withdrawals are exceeded |
$5.00 per transaction AUD, USD, NZD, GBP, EUR and JPY 280 |
| Minimum Balance fee |
$3.00 AUD, USD, NZD, GBP, EUR and JPY 150 |
| Fees for closing account within 90 days |
$20.00 AUD, USD, NZD, GBP, EUR and JPY 1,200 |
| Lost Passbook fee |
$20.00 AUD, USD, NZD, GBP, EUR and JPY 1,200 |
| Dormant account fee (applies when account has not been used for 12 months) |
$24.00 when account becomes inactive AUD, USD, NZD, GBP, EUR and JPY 1,350. $2.00 per month thereafter, AUD, USD, GBP, NZD, EUR, JPY 150 |
| Minimum Opening Balance |
$250 AUD, USD, NZD, GBP, EUR and JPY 20,000 |
| Base maintenance fee |
$15.00 AUD, USD, NZD, GBP, EUR and JPY 850 |
| Activity Fee |
$0.40 AUD, USD, NZD, GBP, EUR and JPY 25 |
| Collection Fee |
$0.40 AUD, USD, NZD, GBP, EUR and JPY 25 |
| Statement 1st Copy |
$2.00 AUD, USD, NZD, GBP, EUR and JPY 350 |
| Additional Copy |
$5.00 AUD, USD, NZD, GBP, EUR and JPY 350 |
| Audit Certificate |
$40.00 AUD, USD, NZD, GBP, EUR and JPY 2500 |
| Dormant account fee (applies when account has not been used for 12 months) |
$24.00 when account becomes inactive AUD, USD, NZD, GBP, EUR and JPY 1,350. $2.00 per month thereafter, AUD, USD, GBP, NZD, EUR, JPY 150 |
| Term Deposit Break Fee |
FJD $30 plus Penalty Rate |
| Standing Order (for Internal Transfer) |
2 AUD, 1 USD, 2 NZD, 0.50 GBP and JPY 150 |
| Cash Deposits |
1% (min $10) |
| Drafts, Cheques & Travellers Cheque Deposits |
0.75% (Minimum $50 Maximum $950)* |
| Cash Deposits |
5% (min $50) |
| Drafts, Cheques & Travellers Cheque Deposits |
1% (min $50)* |
| *Foreign Bank charges may apply in addition to charges mentioned above |
|
| To purchase Foreign Currency Cash |
Free |
| * If Foreign Currency is not available at local branch |
Max $500 (Third Party Cost)** |
| Issue of Travellers Cheques |
1% (min $10) |
| Original item on hand |
$25 |
| Placing a stop payment on any drawing. |
$50 plus agent bank charges*** |
*Applies whether refunds given or replacement issued
***Applies either if refunds given or replacement issued |
|
| Fate Request |
$25.00 |
| TT Cancellation/Refunds/Fate Request |
$25.00 |
| |
| Telegraphic Transfer |
$25.00 |
| Telephonic Transfer |
$30.00 |
| Issuance of Draft |
$10.00 |
| Drafts and TTs in FJD |
0.25% (min $30 max $130) |
| Draft and TTs in FCY from foreign currency accounts |
0.25% (min $30 max $130) |
| |
| Credited to local currency account and foreign currency account with ANZ |
$10.00 |
| FCY credited to local currency account with other banks |
$15.00 |
| Payment in foreign currency to other banks |
$70.00 plus TT charges $25 |
| Encashment of FJD drafts drawn on ANZ Fiji |
$10.00 |
| Drafts drawn on other local banks |
$20.00 |
| Payment to customers (Pay on identification) |
$20.00 |
| Interbank payment |
Free |
| Letter of Confirmation for receipt of funds |
$25.00 |
| Fax Advices |
$10.00 |
| Seeking reimbursements for payments outside arrangements(charged to beneficiary unless otherwise stated) |
$30.00 |
| |
| Travellers Cheques |
$5.00 per transaction |
| Pension Cheques |
Free |
| Drafts and Cheques negotiated upto FJD 5,000 equivalent |
$50.00 per item* |
| Drafts and Cheques above $5,000 negotiated under BNNUCR |
0.75% (min $50 max $950)* |
| Drafts and Cheques sent on collection basis |
$60.00 plus courier cost $25* |
| |
| Sight or Term sent on collection basis |
0.5% (min $50 max $950 per item) |
| Negotiated under BNNUCR |
0.75% (min $60 max $950 per item) |
| |
| Airmail postage |
$10.00 |
| Courier |
$25.00 |
| Swift Advice |
$25.00 |
| Fax |
$10.00 |
| |
| Representation |
$30.00 |
| Extension |
$30.00 |
| |
| Letter to RBF confirming receipt of export proceeds |
$25.00 per letter |
| Letter to exporter seeking confirmation of export proceeds |
$25.00 per letter |
| Letter requesting details of Outstanding items |
$20.00 per request |
| *Foreign bank charges may apply for all collections in addition to charges mentioned above |
| |
| a) For immediate credit to the account of an overseas bank without advice of final payment and without the need to refer to Exchange Control |
Free |
| b) For collection and credit or remittance only after payment, or where Exchange Control is necessary |
0.5% (min $50 max $950) |
| |
| Up to $1,000 |
$10.00* |
| In excess of $1,000 |
0.5%
(min $50 max $100)* |
| *plus actual out-of-pocket expenses for collecting and handling notes |
|
| |
| Collection received from overseas banks/branches/direct from drawers |
0.5% (min $50 max $950) |
| Collection received through other local banks |
$20.00 |
| Free release of documents |
$50.00 |
| |
| Airmail Postage |
$10.00 |
| Fax |
$10.00 |
| Swift advice |
$25.00 |
| Remittance of proceeds |
$25.00 |
| |
| For extension of a bill |
$30.00 plus out-of-pocket expenses |
| Delivery orders |
$10.00 per order |
| Part payment |
$20.00 |
| Contact in case of need |
$15.00 |
| |
| Drafts and Cheques |
$30.00 |
| Documentary Items |
$30.00 |
| Noting and Protesting a Bill |
$50.00 plus Solicitors cost |
| Storing and Insuring goods |
$50.00 plus cost |
| |
| Drafts and Cheques |
$30.00 per transaction |
| Documentary Items |
$30.00 per transaction |
| Letter requesting details of Outstanding items |
$20.00 per request |
| New |
$50 |
| Pre-Payment |
$50 |
| Rollover |
$50 |
| Pre-shipment Export Finance |
$50.00 per application |
| Post-shipment Export Finance |
$50.00 per application |
| New contracts |
$30.00 |
| Extensions |
$30.00 |
| Cancellations |
$30.00 |
| Partial delivery under equivalent FJD 10,000 |
$10.00 for each delivery |
| Advising Credits |
$35.00 |
| Advising Amendments if ANZ Negotiates Credit |
Free |
| Negotiated by other bank |
$35.00 |
| Confirmation of Credits |
On application (min $125) |
| Acting as paying or reimbursing bank |
$125 per transaction |
| Acceptance of Term Drawings on ANZ in Fiji |
1.5%pa (min $125 max $950) |
| |
| Simple Transfer |
$50.00 |
| Involved Transfer |
$50.00 |
| |
| Basic Fee |
0.75% (min $125 max $950) |
| |
| For discrepant documents |
$50.00 |
| Acceptance of Term Drawings on ANZ in Fiji |
1.5%pa (min $125 max $950) |
| |
| Airmail Postage |
$10.00 |
| Courier |
$25.00 |
| Swift Advice |
$25.00 |
| Fax |
$10.00 |
| Checked, then sent for collection |
0.5% (min $125 max $950) |
| Negotiation without recourse to drawer where the credit specifically so provides or the customer so requests and the Bank agrees |
On application (min $125) |
| Commission on credits issued for an about amount is to be calculated on 110% of the D/C amount |
|
Issuing Charges
(Maximum validity of 12 months) |
0.75% (min $50) |
| Swift Charges |
$40.00 |
| Postage |
$10.00 |
| Revolving Credits |
Issuing charges plus as for new credit at each reinstatement |
| |
| Basic |
$35.00 |
| Increase in amount |
As for new credit |
| Extension of expiry date |
$35.00 |
| Swift Charges |
$25.00 |
| Postage |
$10.00 |
| Fax |
$10.00 |
| Authorisation of Irregular Drawings |
|
| Excess Drawings |
$35 plus commission at appropriate rate on the amount by which the drawing exceeds the amount of credit |
| Expired Credits |
|
| Drawn within 12 months of issuance |
$35.00 |
| Drawn beyond 12 months of issuance |
As for new credit
(on outstanding balance) |
| Any other discrepancies |
$35.00 |
| Acting as paying/reimbursing Bank |
$125.00 per drawing |
| Acceptance of Term Drawings on ANZ in Fiji |
1.5%pa (min $125) |
| Letter requesting details of Outstanding items |
$20.00 per request |
| Establishment |
1.75% (min $50 plus stamp duty) |
| |
| First half year |
$100.00 |
| Second half year |
$150.00 |
| Third and subsequent half yearly charge |
$250.00 |
| Release of Airway Bills |
1.5% (min$50) |
| However, fee is to be waived for release of consignments under Documentary Credits of the branch issue or when release has not been effected prior to receipt of documents |
| |
Inward T/Ts swapped for Foreign Currency Cash
* If Foreign Currency is not available at local branch |
Free
Max $500 (Third Party Cost)* |
| Inward T/Ts swapped for Drafts |
$30.00 |
| Foreign Currency Cash to T/Chq’s, Draft & TT |
1% (min $10) |
| |
| Foreign Currency Cash to TT, Draft & T/Chq’s |
5% (min $50) |
Inward TT, Draft & T/Chq’s to Foreign Currency Cash
*If Foreign Currency is not available at local branch |
Free
Max $500 (Third Party Cost)* |
| |
| $0 to $400 |
$20 |
| $401 to $1000 |
$40 |
| $1001 to $2000 |
$60 |
| $2001 and above |
3% of send value |
| |
| $0 to $1000 |
$15 |
| $1001 to $2000 |
$20 |
| $2001 and above |
2% of send value |
| |
| Account Deposit |
|
| To Australia and New Zealand |
$5 |
| Telephone Notification |
$5 |
| |
| Establishment charge |
1.75% (Minimum $50) |
| Half-yearly charge |
1.75% (Minimum $50) |
| Confirmation |
On application |
| Swift charge |
$40 |
| Postage |
$10 |
| |
| Basic |
$50 |
| Increase in amount |
$As for new credit |
| Swift charge |
$25 |
| Postage |
$10 |
| Acting as paying/reimbursing Bank |
$125 per drawing |
| Advising Credit |
$100 |
| Advising Amendment |
$50 |
| Confirmation |
On application (Minimum $125) |
| Negotiation |
0.75% (Minimum $125 Maximum $950) |
| Postage |
$10 |
| Courier |
$25 |
| Swift |
$25 |
Note:
All fees and charges were current at time of publication, but are subject to change without prior notice with the exception of Personal Loan fees and charges subject to 30 days notice. You should confirm current fees and charges with your local branch of ANZ, by calling 132 411 (local) or (679) 3213 000 (overseas) during normal banking hours,prior to initiating a transaction or using a service in reliance upon the fees and charges as outlined here.
|
top