ANZ has engaged a Service Provider to assist in providing ANZ MoneyManager to you. Part of the service provided by the Service Provider includes the ANZ MoneyManager website.
This document sets out the privacy measures taken by the Service Provider in relation to the ANZ MoneyManager website.
ANZ MoneyManager is committed to safeguarding your privacy.
This Privacy Policy sets forth ANZ MoneyManager's commitment to you to protect the privacy of your personal information that is collected through the ANZ MoneyManager service.
What categories of Personal Information does ANZ MoneyManager collect?
ANZ MoneyManager collects the following categories of personal information about you throughout the ANZ MoneyManager Service:
- Registration Information: When you register for the ANZ MoneyManager Service, you will be asked for basic registration information, such as an ANZ MoneyManager password which you choose, and an e-mail address for ANZ MoneyManager Support. Additional information may be required to utilise value-added features of the ANZ MoneyManager Service, such as Auto-Registration and Password Reset, or to access specific third party Internet services using the ANZ MoneyManager Service. This information may include your passwords and user names for the third party web sites and Internet services. We will use this information for providing the services and accessing the web sites you select on your behalf, so that we can present the requested information to you.
- Information on Your Use of the ANZ MoneyManager Service: As with most online businesses, ANZ MoneyManager logs information about your access and use of the ANZ MoneyManager website, including (i) your transactions conducted on the ANZ MoneyManager website, including through the use of Internet cookies (discussed below), (ii) the IP addresses from which you came to the site, and (iii) your communications with ANZ MoneyManager Service and web site.
- Information From ANZ MoneyManager Service Partners: ANZ MoneyManager may arrange for one or more services on the ANZ MoneyManager website to be provided to you in whole or in part by a third party partner. For example, ANZ MoneyManager may arrange for a third party partner to provide electronic funds transfer services to you on the ANZ MoneyManager web site. The services of these third party partners are governed by their privacy policies, not the ANZ MoneyManager Privacy Policy. This third party partner may share information with ANZ MoneyManager on your transactions with them, for display on the ANZ MoneyManager website and for other purposes.
Will I be contacted if I register for the ANZ MoneyManager Service?
In order to ensure the quality of the ANZ MoneyManager Service, ANZ MoneyManager will send certain types of messages from which users will not be able to opt-out. These include a Welcome Notice to confirm you have obtained the ANZ MoneyManager Service and notice in relation to administrative and customer service related matters.
Does the ANZ MoneyManager Service use cookies?
The transmission of data is protected using industry recognised encryption standards, such as 128-bit. Users' passwords are transmitted and stored in encrypted format at all times. This means your information is secure during transmission.
Where is my account information stored?
The ANZ MoneyManager Service stores a cookie on your computer if you have cookies enabled. If you do not have cookies enabled, you will be unable to use the ANZ MoneyManager Service. A cookie is simply a text file, which indicates your ANZ MoneyManager or session identification number. This cookie will only be returned to our server if your browser is set to allow sending of cookies (you can also set it to check for permission before sending cookies).
We use cookies for a variety of purposes intended to make the ANZ MoneyManager Service a better service for you. For example, we use this cookie to identify existing users of the ANZ MoneyManager Service when they enter the web site so that we are able to pre-fill their ANZ MoneyManager and so that they may receive a start page more optimised for current subscribers than for new users.
We also use a cookie to maintain session information for logged in users, to prevent the need for re-entry of login information when browsing outside the ANZ MoneyManager Service. We reserve the right to use cookies to deliver content specific to your needs and interests.
We may also use cookies to track user trends and patterns in order to better understand and improve areas of our sites that our users find valuable. We reserve the right to use outside ad companies to display ads on our sites. These ads may contain cookies. Cookies received with banner ads are collected by our ad companies, and we do not have access to this information.
How is my personal information protected and secured?
Network-based intrusion detection systems (IDS) provide 24/7 network monitoring and alerts us to any external attempts to access the network. In addition, multiple layers of firewalls are used to guard against unauthorised access to the network.
How frequently do you evaluate your security systems?
At ANZ MoneyManager, our number one focus is customer trust. We understand the need for our customer's personal data to be completely secure and private, and we have designed and deployed (as a part of the ANZ MoneyManager Service) a state-of-the-art system to protect our customer's personal information.
ANZ MoneyManager maintains physical, electronic and procedural safeguards to guard your personal information held by ANZ MoneyManager relative to the ANZ MoneyManager Service.
The ANZ MoneyManager database is physically protected at a secure, third party site and is monitored by security personnel twenty-four hours a day. Only authorised personnel can access the data centre, and they must submit to multiple forms of identification including biometric authentication.
What if I need to change the personal information I previously disclosed?
The ANZ MoneyManager Service site includes an Edit Site Login facility for reviewing or updating personal information needed for accessing sites.
We do not currently provide an interface for changing access information (such as passwords) for Third Party Websites via the ANZ MoneyManager site. In addition, you cannot update or change personal information that is retrieved by the ANZ MoneyManager Service from Third Party Websites and Internet services for display on the ANZ MoneyManager website.
To change this access information and other personal information from Third Party Websites, you will need to follow the procedures set forth by the Third Party Websites themselves.
Does the Privacy Policy apply to 3rd party sites accessed by ANZ MoneyManager?
No. This Privacy Policy only applies to ANZ MoneyManager Service, and not services or sites that are accessed through the ANZ MoneyManager Service.
You should be careful to review any privacy policies posted on those web sites before signing up with or using them. ANZ MoneyManager does not accept responsibility for the services provided to you by these Third Party Websites.
Who can I contact if I have any questions regarding my privacy?
You can contact ANZ MoneyManager for any questions or suggestions you have through the Feedback form.
How is Personal Information of former users of ANZ MoneyManager treated?
The terms of this Privacy Policy will apply to personal information of former users of the ANZ MoneyManager Service.
How will I be informed of changes to the Privacy Policy?
We reserve the right at our discretion to make changes to this Privacy Policy. You may review updates to our Terms and Privacy Policy at any time via links on our site. You agree to accept electronic communications and/or postings of an annual or revised Privacy Policy on the ANZ MoneyManager website, and that such electronic communications or postings constitute notice to you of the Privacy Policy1.
