ANZ MoneyManager - Features

Features

ANZ MoneyManager has a range of features to help you create an online personal finance management tool

Supported bank accounts

Information on the sort of accounts you can add.

One view

Get a view of your bank accounts in one place.

Automatic spending categories

All your transactions are categorised into meaningful categories to help you understand where your money is being spent.

Budgeting

Set yourself a budget to help achieve your goals.

Alerts

Set up email notifications so you can be alerted to activity like bills coming in or when you've spent to your budget limit.

Track your rewards

Never lose track of your rewards program points and balances with the Reward Manager.

Monitor your net worth

Monitor your assets and liabilities and any changes to it over time with the Net Worth Statement

Analyse your spending, expenses and income

Cash flow and Expense Analysis helps you see where your money is going while the Budget vs. Actual Spending report shows how you're going against your budget goals.

Track your investments

Add your investments and monitor your superannuation, shares and options all in the one place.

Press H to navigate features

Supported bank accounts details

ANZ MoneyManager lets you link accounts from financial institutions from around the world. Plus you can even link your reward programs like your frequent flyer, car rental, hotel or other loyalty programs to track rewards points in one place.

The types of accounts you can add include:
- deposit and transaction
- savings
- credit cards
- home, car and personal loans
- investments including superannuation, shares and options
- rewards programs including frequent flyer, car rental, hotel reward programs
- real estate including your property's estimated value
One view

Once you've added your accounts ANZ MoneyManager allows you to get one view of all your balances and transactions to help you see where you're spending your money without having to log into several account sites or go through paper statements.

Other functions in ANZ MoneyManager also help manage your finances, they include:
- Account groups: where you can group similar accounts together, like your investment accounts, to give you one view of how your investments are tracking
- Customising: gives you the chance to set up what you see first when you enter ANZ MoneyManager. For example it may be your expenses that are a focus for you and so you can have your Expense Analysis set as your default view
- Financial calendar: shows your upcoming credit card, mortgage and loan payments in a calendar view to make it easier to see what's due when plus you can add additional bills via Bills and Payments function
Automatic categorisation

All your transactions are categorised into meaningful categories to help you understand where your money is being spent. Categories include everything from ATM/cash withdrawals, credit card payments, groceries, pets, rent, travel to utilities.

With ANZ MoneyManager your bank transactions are updated regularly and all your new transactions will be categorised so there's no need for manual entry. You can rename categories, create sub-categories and also re-categorise transactions.

You also have the ability to create your own categorisation with Custom Categorisation Rules which will make sure your transactions fall into the right category every time.
Budgeting

Setting a budget helps you track your spending patterns and know where your money is being spent. With ANZ MoneyManager we help you set budget goals.
- You can see all your spending by category for the current month as well as an average over the last six months
- Then you can set budget goals for categories. For example, you may only want to spend $150 per month on Entertainment
- You can choose to have reports emailed to you that show you how you're going against your budget, weekly and/or monthly
- You can also use Alerts to help tell you when you've exceeded a budget. Alerts allow you to set up email notifications based on a budget you've determined, for example when you've spent more than $150 on Entertainment in that month
Alerts

Set up email notifications so you can be alerted to activity on your accounts in ANZ MoneyManager. You can get alerts emailed to you with details of your:
- general net worth
- bills
- banking
- credit cards
- home loans
- personal loans
- reward points usage
- investments
You can also set alerts to be triggered on your accounts when:
- a deposit exceeds a certain limit
- a withdrawal exceeds a certain limit
- balance falls below a certain value
- mileage points exceed a certain limit
- a new bill is received
- a bill is due for payment
- an investment security expires
Track your rewards

Never lose track of your rewards program points and balances. In ANZ MoneyManager you can add frequent flyer, credit card, car rental, hotel and store programs.

Here's a list of which programs you can add via Reward Manager:
- Frequent Flyer programs: Qantas Frequent Flyer , Emirates Rewards, Finnair Rewards, Japan Airlines, Singapore Airlines KrisFlyer, Enrich, Velocity Rewards
- Credit card programs: Diners Club (AU) - Rewards, American Express Membership Rewards (AU)
- Car rental programs: Thrifty
- Hotel programs: Hilton Honors, Mariott Rewards, Ramada Rewards, Travelodge, Sheraton
- Store programs: Priceline ClubCard (AU) - Rewards, Woolworths Everyday Rewards (AU), Fly Buys, Sony Rewards
Monitor your net worth

The Net Worth Statement is a report that can display your ANZ MoneyManager accounts and balances in a personalised balance sheet format, categorising your assets and liabilities and calculating your total net worth (based on the accounts that you have added to the site).

Monitor any changes to your assets and liabilities over time with the Net Worth Statement as well. Changes are displayed on the right hand side of your statement in both dollars and as a percentage over a period. You're also able to chart your net worth via the View Net Worth Chart, where you can see:
- A historical weekly balance bar chart for assets and liabilities
- A breakdown of the accounts that make up your assets and liabilities
- A pie chart that shows the current allocation of balances between asset accounts based on the type of asset
- An allocation pie chart that shows the current allocation of balances between liability accounts based on the type of liability
Analyse your spending, expenses and income

ANZ MoneyManager has a range of reports to help you analyse your spending, expenses and income.

Spending Analysis Chart: the spending analysis chart gives you a graphical representation of your income versus your spending over a period of time which could be the past 3, 6, or 12 months, current year or last year. You can chart for all your accounts or for account groups you create.

Expense Analysis Report: the Expense Analysis Chart provides a pie chart and table versions of your expenses broken down by category, showing dollar amounts and percentage of total spend. You can choose to see this over the past week, or 1, 3, 6 or 12 months or your whole spending history.

Budget vs. Actual Spending Report: the Budget vs. Actual Spending Report provides a graph of the actual amount spent against the budget goal you define. You can choose to view the Budget vs. Actual Spending Report for all your accounts or for account groups you create.
Track your investments

You can add your investments and monitor your superannuation, shares and options all in the one place. Updating your investment account information is also easy, just one click away, giving you a real portfolio view of the investments you have added.

The Investments feature also allows you to chart your investments for both portfolio and asset allocation:
- Asset Allocation by Position Market Value: a pie chart showing your current holdings as a percentage of the total
- Asset Allocation by Asset Class: a pie chart of the holdings you have in each asset class such as stock, mutual fund, bond, cash and other
- Account Value Chart: a bar chart showing a historical week by week view of the last account balances you have
- Account Value Table: a view of all your accounts that make up your whole portfolio showing your start and current balances